Fire, Marine & Casualty Insurance · SIC 6331

American Integrity Insurance Group, Inc.

AII

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Latest revenue

$5.7M

as of 2026-03-31

Latest net income

$19.9M

as of 2026-03-31

Net margin

352.3%

as of 2026-03-31

Price · 5Y

+3.8% / yr 10.0 pts / yr vs S&P 500 3.9% total
Compare:

Live market

delayed ≤15 min
$17.01
0.89%
Market cap
$333.2M
Enterprise value
$333.2M
P/E (trailing)
3.3×
Forward P/E
P/B
Dividend yield
6.0%
52-wk high
$26.36
52-wk low
$15.78
Beta
Shares out
19.6M

5-year trend

dashed bar = fiscal Q4 derived from 10-K annual − Q1 − Q2 − Q3 (SEC requires only three 10-Qs per year).

What this company does

AI

Item 1. Business Who We Are We are a profitable and growing insurance group headquartered in Tampa, Florida. Through our insurance carrier subsidiary, American Integrity Insurance Company (“AIIC”), we provide personal residential property insurance for single- family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties, predominantly in Florida. Florida represented 93.7% of our policies in-force as of December 31, 2025 and 96.5% of our in- force premium as of December 31, 2025. We were the sixth largest writer of residential property insurance in Florida based on policies in-force (fifth excluding Citizens and national carriers) as of…

AI summary unavailable — showing raw filing excerpt

Generated from AII's filing dated 2026-02-27

Key risks

AI

Item 1A. Risk Factors Summary of Risk Factors The risks below are those that we believe are the material risks that we currently face but are not the only risks facing us and our business. If any of these risks actually occur, our business, financial condition and results of operations could be materially adversely affected. Below is a summary of our risk factors with a more detailed discussion following. •As a property and casualty insurer, we may face significant losses, and exposure to catastrophic events and severe weather conditions may cause our financial results to significantly vary from period to period. •Our loss reserves are estimates and may be inadequate to cover our actual…

AI summary unavailable — showing raw filing excerpt

Generated from AII's filing dated 2026-02-27

Profitability

Net margin

36.0%

85.3%

Return on equity

29.6%

20.8%

Return on assets

8.1%

145.2%

Leverage

Debt / equity

2.63×

58.7%

Long-term debt / equity

0.00×

71.1%

Debt / assets

72.5%

16.1%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$5.7M+37.8%$19.9M-47.7%352.3%

Q4 2025

2025-12-31

$260.7M+34.4%$20.9M+148.5%8.0%

Q3 2025

2025-09-30

$6.9M+83.8%$13.2M+191.7%190.6%

Q2 2025

2025-06-30

$4.8M+40.0%$27.5M+86.7%575.2%

Q1 2025

2025-03-31

$4.1M+26.3%$38.1M+214.7%928.5%

Q4 2024

2024-12-31

$193.9M$8.4M4.3%

Q3 2024

2024-09-30

$3.8M$4.5M120.1%

Q2 2024

2024-06-30

$3.4M$14.7M431.3%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Fire, Marine & Casualty Insurance · SIC 6331

No data yet for industry average

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Insider activity

Insider buying

$0

Insider selling

$63.7M

Net activity

−$63.7M

Distinct insiders

3

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2025-12-05

James E Sowell / Sowell Investments Holding Co., LLC

10%+ owner

Sale295,037$19.00$5.6M
2025-12-05

Robert C Ritchie

Chief Executive Officer

Sale59,554$19.00$1.1M
2025-11-21

Robert C Ritchie

Chief Executive Officer

Sale475,000$19.00$9.0M
2025-11-21

James E Sowell / Sowell Investments Holding Co., LLC

10%+ owner

Sale2,353,200$19.00$44.7M
2025-11-21

Steven E Smathers

Director

Sale171,800$19.00$3.3M

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns AII

Institutional value

$128.2M

Total shares held

6.9M

Distinct holders

49

-44 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1Boston Partners1.5M$28.4M+282.7K (+23.7%)Added
2WASATCH ADVISORS LP1.2M$23.0M+331.8K (+38.6%)Added
3Mink Brook Asset Management LLC842.4K$16.2M+194.0K (+29.9%)Added
4BlackRock, Inc.749.9K$14.5M+210.5K (+39.0%)Added
5VANGUARD CAPITAL MANAGEMENT LLC454.8K$8.8MNew
6Pacific Ridge Capital Partners, LLC389.4K$7.5M+79.1K (+25.5%)Added
7Russell Investments Group, Ltd.369.3K$7.1M+61.4K (+19.9%)Added
8Walleye Capital LLC205.0K$4.0M+60.8K (+42.1%)Added
9EMERALD MUTUAL FUND ADVISERS TRUST171.4K$3.3M+0 (+0.0%)No change
10LOS ANGELES CAPITAL MANAGEMENT LLC111.7K$2.2M+102.8K (+1159.7%)Added
11VANGUARD PORTFOLIO MANAGEMENT LLC108.2K$2.1MNew
12JPMORGAN CHASE & CO79.6K$1.5M+12.7K (+18.9%)Added
13BNP PARIBAS FINANCIAL MARKETS54.1K$1.0M+17.7K (+48.5%)Added
14VANGUARD FIDUCIARY TRUST CO52.6K$1.0MNew
15Bank of New York Mellon Corp41.9K$807.1K+4.9K (+13.3%)Added
16EMERALD ADVISERS, LLC39.1K$754.4K+7.5K (+23.7%)Added
17Nuveen, LLC35.6K$685.7K+25.4K (+249.9%)Added
18Harbor Advisors LLC30.7K$591.7K-2.3K (-7.0%)Trimmed
19STRS OHIO29.0K$559.1K+15.3K (+111.7%)Added
20BAILARD, INC.26.3K$507.1KNew

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once AII's latest filing finishes processing.