Latest revenue
$159.6M
as of 2026-03-31
Latest net income
$274.1M
as of 2026-03-31
Net margin
171.7%
as of 2026-03-31
ActaClear Score
Computed from 5 years of SEC fundamentals + latest market data, ranked within Insurance Carriers, NEC (2 peers). 10 = best in industry, 5 = median, 0 = worst. Refreshed Jun 6, 2026.
Fair value · DCF
DCF: 10-year forecast of free cash flow, discounted at the company's WACC, with a Gordon-growth terminal at year 10. FCF is proxied by last fiscal-year net income (proper FCF needs CFO − CapEx by year, which we don't store yet). Drag the slider to test your own growth thesis — the dominant assumption in any DCF is what comes next, not what the math does with it. Beta defaults to 1.0 when not reported.
Community sentiment
Where do you think AIZ is heading?
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $12.75B
- Enterprise value
- $6.18B
- P/E (trailing)
- 14.6×
- Forward P/E
- —
- P/B
- 2.17×
- Dividend yield
- 1.6%
- 52-wk high
- $260.96
- 52-wk low
- $183.39
- Beta
- —
- Shares out
- 49.5M
5-year trend
What this company does
Assurant sells specialty insurance and protection products, primarily covering mobile devices, appliances, vehicles, and rental housing through partnerships with retailers, carriers, and lenders. The company earns most of its revenue from net premiums and fees on these embedded protection plans, with its Global Lifestyle segment driving the bulk of results. Assurant has sharpened its focus on connected-device protection and housing after divesting its Global Preneed business, positioning itself as a B2B2C protection leader.
Generated from AIZ's filing dated 2026-02-19
Key risks
- Material legal proceedings disclosed only by reference to Note 14, leaving investors without specifics on potential financial exposure or reserves.
- Insufficient risk disclosure in this excerpt prevents identification of distinctive, company-specific threats beyond unquantified pending litigation and regulatory matters.
Generated from AIZ's filing dated 2026-02-19
Profitability
Net margin
6.8%
6.4%Return on equity
14.9%
6.0%Return on assets
644.5%
10.6%Leverage
Debt / equity
-0.98×
0.4%Long-term debt / equity
0.38×
13.2%Debt / assets
-4236.5%
18.2%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $159.6M | +27.9% | $274.1M | +87.0% | 171.7% |
Q4 2025 2025-12-31 | $12.43B | +8.1% | $225.2M | +11.9% | 1.8% |
Q3 2025 2025-09-30 | $133.5M | +2.9% | $265.6M | +98.5% | 199.0% |
Q2 2025 2025-06-30 | $128.7M | +3.2% | $235.3M | +24.7% | 182.8% |
Q1 2025 2025-03-31 | $124.8M | -1.5% | $146.6M | -38.0% | 117.5% |
Q4 2024 2024-12-31 | $11.50B | — | $201.3M | — | 1.8% |
Q3 2024 2024-09-30 | $129.7M | +3.3% | $133.8M | -29.6% | 103.2% |
Q2 2024 2024-06-30 | $124.7M | +10.5% | $188.7M | +20.7% | 151.3% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Insurance Carriers, NEC · SIC 6399
Your notes
Keep private notes on AIZ — thesis, target price, catalysts to watch.
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Insider activity
Insider buying
$0
Insider selling
$12.9M
Net activity
−$12.9M
Distinct insiders
5
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns AIZ
Institutional value
$5.61B
Total shares held
26.2M
Distinct holders
387
As of
2026-03-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | Bank of New York Mellon Corp | 4.8M | $1.05B | — | New |
| 2 | BlackRock, Inc. | 3.9M | $859.5M | — | New |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | 3.2M | $706.5M | — | New |
| 4 | VANGUARD PORTFOLIO MANAGEMENT LLC | 3.0M | $655.2M | — | New |
| 5 | Invesco Ltd. | 1.2M | $267.1M | — | New |
| 6 | DIMENSIONAL FUND ADVISORS LP | 1.1M | $245.1M | — | New |
| 7 | Voya Investment Management LLC | 834.1K | $181.2M | — | New |
| 8 | NORDEA INVESTMENT MANAGEMENT AB | 661.9K | $142.0M | — | New |
| 9 | FIRST TRUST ADVISORS LP | 632.9K | $137.9M | — | New |
| 10 | LYRICAL ASSET MANAGEMENT LP | 612.1K | $133.3M | — | New |
| 11 | JUPITER ASSET MANAGEMENT LTD | 328.6K | $71.6M | — | New |
| 12 | DEUTSCHE BANK AG\ | 320.2K | $69.7M | — | New |
| 13 | VANGUARD FIDUCIARY TRUST CO | 281.6K | $61.3M | — | New |
| 14 | TD ASSET MANAGEMENT INC | 251.9K | $54.9M | — | New |
| 15 | UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 169.9K | $37.0M | — | New |
| 16 | PFA Pension, Forsikringsaktieselskab | 149.5K | $32.6M | — | New |
| 17 | Allianz Asset Management GmbH | 146.7K | $32.0M | — | New |
| 18 | PRUDENTIAL FINANCIAL INC | 143.3K | $31.2M | — | New |
| 19 | UBS Group AG | 138.3K | $30.1M | — | New |
| 20 | California Public Employees Retirement System | 132.4K | $28.8M | — | New |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
- 1
With YTD net margin at 6.8%, what specific loss-ratio or expense actions reverse the compression versus 2024 in Global Housing?
- 2
Note 14 references material legal proceedings—quantify reasonably possible losses above accrual and identify the highest-exposure regulatory matter.
- 3
Lender-placed insurance is rate-regulated and politically sensitive; how do recent state filings affect 2026 written premium and combined ratio guidance?
Refreshed when AIZ files a new report · last from 2026-02-19
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