Latest revenue
$6.6M
as of 2026-03-31
Latest net income
$8.1M
as of 2026-03-31
Net margin
123.5%
as of 2026-03-31
ActaClear Score
Computed from 5 years of SEC fundamentals + latest market data, ranked within Fire, Marine & Casualty Insurance (74 peers). 10 = best in industry, 5 = median, 0 = worst. Refreshed Jun 6, 2026.
Fair value · DCF
DCF: 10-year forecast of free cash flow, discounted at the company's WACC, with a Gordon-growth terminal at year 10. FCF is proxied by last fiscal-year net income (proper FCF needs CFO − CapEx by year, which we don't store yet). Drag the slider to test your own growth thesis — the dominant assumption in any DCF is what comes next, not what the math does with it. Beta defaults to 1.0 when not reported.
Community sentiment
Where do you think AMSF is heading?
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $593.1M
- Enterprise value
- $252.6M
- P/E (trailing)
- 12.6×
- Forward P/E
- —
- P/B
- 2.41×
- Dividend yield
- 9.4%
- 52-wk high
- $47.86
- 52-wk low
- $29.42
- Beta
- —
- Shares out
- 18.7M
5-year trend
What this company does
Item 1. Business. Overview AMERISAFE, Inc. is a specialty provider of workers’ compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, services, manufacturing, and maritime. Since commencing operations in 1986, we have gained significant experience underwriting the complex workers’ compensation exposures inherent in these industries. We provide coverage to employers under state and federal workers’ compensation laws. These laws prescribe wage replacement and medical care benefits that employers are obligated to provide to their employees who are injured in the course and scope of…
AI summary unavailable — showing raw filing excerpt
Generated from AMSF's filing dated 2026-02-27
Key risks
Item 1A. Risk Factors Investing in our securities involves a high degree of risk and uncertainties. In evaluating the Company, the factors described below should be considered carefully together with the other risks described in this annual report, including, but not limited to, under the captions "Business" in Item 1, "Risk Factors" in Item 1A, "Cybersecurity" in Item 1C, "Management's Discussion and Analysis of Financial Condition and Results of Operations" in Item 7 and "Quantitative and Qualitative Disclosures About Market Risk" in Item 7A of this report. Forward-looking statements are all statements other than statements of historical facts. You should not place undue reliance on these…
AI summary unavailable — showing raw filing excerpt
Generated from AMSF's filing dated 2026-02-27
Profitability
Net margin
14.9%
17.2%Return on equity
18.7%
13.0%Return on assets
677.1%
14040.9%Leverage
Debt / equity
-0.97×
127.8%Debt / assets
-3513.4%
4617.4%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $6.6M | -0.8% | $8.1M | -9.0% | 123.5% |
Q4 2025 2025-12-31 | $297.3M | +3.7% | $10.4M | -21.0% | 3.5% |
Q3 2025 2025-09-30 | $6.6M | -12.3% | $13.8M | -3.5% | 210.4% |
Q2 2025 2025-06-30 | $6.7M | -10.2% | $14.0M | +26.9% | 208.6% |
Q1 2025 2025-03-31 | $6.7M | -9.7% | $8.9M | -47.1% | 134.5% |
Q4 2024 2024-12-31 | $286.7M | — | $13.2M | — | 4.6% |
Q3 2024 2024-09-30 | $7.5M | -7.6% | $14.3M | +43.8% | 191.4% |
Q2 2024 2024-06-30 | $7.4M | -3.6% | $11.0M | -29.7% | 147.6% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Fire, Marine & Casualty Insurance · SIC 6331
Your notes
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Insider activity
Insider buying
$0
Insider selling
$160.6K
Net activity
−$160.6K
Distinct insiders
1
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns AMSF
Institutional value
$308.2M
Total shares held
9.4M
Distinct holders
108
-82 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 3.3M | $109.1M | -7.5K (-0.2%) | Trimmed |
| 2 | VANGUARD CAPITAL MANAGEMENT LLC | 849.0K | $28.3M | — | New |
| 3 | ROYCE & ASSOCIATES LP | 642.5K | $21.4M | +31.1K (+5.1%) | Added |
| 4 | DIMENSIONAL FUND ADVISORS LP | 468.0K | $15.6M | -25.3K (-5.1%) | Trimmed |
| 5 | Auto-Owners Insurance Co | 426.9K | $14.2M | -16.4M (-97.5%) | Trimmed |
| 6 | Champlain Investment Partners, LLC | 377.8K | $12.6M | -113.8K (-23.2%) | Trimmed |
| 7 | VANGUARD PORTFOLIO MANAGEMENT LLC | 287.3K | $9.6M | — | New |
| 8 | M&G PLC | 225.8K | $7.5M | -45.6K (-16.8%) | Trimmed |
| 9 | ProShare Advisors LLC | 183.3K | $6.1M | +20.1K (+12.3%) | Added |
| 10 | TEACHER RETIREMENT SYSTEM OF TEXAS | 181.8K | $6.1M | +25.7K (+16.5%) | Added |
| 11 | SEI INVESTMENTS CO | 138.6K | $4.6M | +77.0K (+125.0%) | Added |
| 12 | VANGUARD FIDUCIARY TRUST CO | 132.1K | $4.4M | — | New |
| 13 | Invesco Ltd. | 129.4K | $4.3M | +12.2K (+10.4%) | Added |
| 14 | Granite Investment Partners, LLC | 126.2K | $4.2M | -714 (-0.6%) | Trimmed |
| 15 | NEW SOUTH CAPITAL MANAGEMENT INC | 123.6K | $4.1M | -6.4K (-4.9%) | Trimmed |
| 16 | Bank of New York Mellon Corp | 100.4K | $3.3M | -4.2K (-4.0%) | Trimmed |
| 17 | Russell Investments Group, Ltd. | 98.1K | $3.3M | +17.2K (+21.3%) | Added |
| 18 | PRINCIPAL FINANCIAL GROUP INC | 92.3K | $3.1M | +2.0K (+2.3%) | Added |
| 19 | ISTHMUS PARTNERS, LLC | 89.3K | $3.0M | — | New |
| 20 | JANE STREET GROUP, LLC | 89.1K | $3.0M | +52.9K (+146.1%) | Added |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once AMSF's latest filing finishes processing.
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