Latest revenue
$1.5M
as of 2026-03-31
Latest net income
$-3.3M
as of 2026-03-31
Net margin
-227.0%
as of 2026-03-31
ActaClear Score
Computed from 5 years of SEC fundamentals + latest market data, ranked within Services-Prepackaged Software (227 peers). 10 = best in industry, 5 = median, 0 = worst. Refreshed Jun 7, 2026.
Community sentiment
Where do you think APCX is heading?
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $9.8M
- Enterprise value
- $9.3M
- P/E (trailing)
- —
- Forward P/E
- —
- P/B
- 32.90×
- Dividend yield
- 0.0%
- 52-wk high
- $0.59
- 52-wk low
- $0.12
- Beta
- —
- Shares out
- 42.0M
5-year trend
What this company does
Item 1. Business Business Overview 2025 was a defining year for AppTech Payments Corp. (“AppTech”). The Company entered the year with inherited structural, operational, and technological challenges that limited its ability to scale and compete effectively in the rapidly evolving financial services landscape. The legacy FinZeo acquisition, while strategically intended to position the Company in digital payments, required significant remediation. The inherited platform architecture was fragmented, the marketplace model was not commercially viable, and the product required substantial modernization to meet industry expectations. These issues constrained growth and created operational…
AI summary unavailable — showing raw filing excerpt
Generated from APCX's filing dated 2026-03-31
Key risks
Item 1A. Risk Factors As a smaller reporting company, as defined in Rule 12b-2 of the Exchange Act, we are not required to provide the information required by this Item.
AI summary unavailable — showing raw filing excerpt
Generated from APCX's filing dated 2026-03-31
Profitability
Gross margin
55.3%
31.9%Operating margin
-543.3%
84.3%Net margin
-567.7%
82.5%Return on equity
-418.4%
96.4%Return on assets
-84.3%
15.2%Leverage
Debt / equity
3.96×
246.8%Long-term debt / equity
0.03×
114.3%Debt / assets
79.8%
49.7%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $1.5M | +571.4% | $-3.3M | -25.3% | -227.0% |
Q4 2025 2025-12-31 | $660.0K | +1169.2% | $-1.7M | -77.9% | -255.8% |
Q3 2025 2025-09-30 | $227.0K | +427.9% | $-1.7M | +14.5% | -762.6% |
Q2 2025 2025-06-30 | $291.0K | +282.9% | $-1.9M | +36.3% | -639.2% |
Q1 2025 2025-03-31 | $217.0K | +106.7% | $-2.6M | +13.0% | -1217.1% |
Q4 2024 2024-12-31 | $52.0K | — | $-949.0K | — | -1825.0% |
Q3 2024 2024-09-30 | $43.0K | -69.3% | $-2.0M | +30.0% | -4709.3% |
Q2 2024 2024-06-30 | $76.0K | -43.3% | $-2.9M | +67.8% | -3844.7% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Services-Prepackaged Software · SIC 7372
Your notes
Keep private notes on APCX — thesis, target price, catalysts to watch.
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Insider activity
Insider buying
$1.2M
Insider selling
$0
Net activity
+$1.2M
Distinct insiders
4
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns APCX
Institutional value
$980
Total shares held
2.0K
Distinct holders
1
+0 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | Geneos Wealth Management Inc. | 2.0K | $980 | +0 (+0.0%) | No change |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once APCX's latest filing finishes processing.
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