Latest revenue
$679.6M
as of 2026-03-31
Latest net income
$44.2M
as of 2026-03-31
Net margin
6.5%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $1.26B
- Enterprise value
- $1.26B
- P/E (trailing)
- 10.3×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 0.0%
- 52-wk high
- $89.00
- 52-wk low
- $45.74
- Beta
- —
- Shares out
- 15.1M
5-year trend
What this company does
ITEM 1. BUSINESS General A general discussion of our business follows. For additional information about our business, please visit our website at www.Atlanticus.com. Information contained on or available through our website is not incorporated by reference in this Report. We are a Georgia corporation formed in 2009, as successor to an entity that commenced operations in 1996. We provide various credit and related financial services and products primarily to or associated with the financially underserved consumer credit market. We utilize proprietary analytics and a flexible technology platform to enable financial institutions to provide various credit and related financial services and…
AI summary unavailable — showing raw filing excerpt
Generated from ATLC's filing dated 2018-04-02
Key risks
6 Table of Contents ITEM 1A. RISK FACTORS An investment in our common stock or other securities involves a number of risks. You should carefully consider each of the risks described below before deciding to invest in our common stock or other securities. If any of the following risks develops into actual events, our business, financial condition or results of operations could be negatively affected, the market price of our common stock or other securities could decline and you may lose all or part of your investment. Investors should be particularly cautious regarding investments in our common stock or other securities at the present time in light of uncertainties as to the profitability of…
AI summary unavailable — showing raw filing excerpt
Generated from ATLC's filing dated 2018-04-02
Profitability
Net margin
6.2%
26.8%Return on equity
20.1%
11.1%Return on assets
1.6%
52.9%Leverage
Debt / equity
11.52×
104.5%Long-term debt / equity
9.56×
114.2%Debt / assets
92.0%
8.3%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $679.6M | +96.9% | $44.2M | +40.1% | 6.5% |
Q4 2025 2025-12-31 | $734.4M | +107.8% | $35.1M | +12.2% | 4.8% |
Q3 2025 2025-09-30 | $494.7M | +40.8% | $25.0M | -15.5% | 5.0% |
Q2 2025 2025-06-30 | $394.2M | +24.7% | $30.6M | +25.9% | 7.8% |
Q1 2025 2025-03-31 | $345.2M | +18.7% | $31.5M | +20.4% | 9.1% |
Q4 2024 2024-12-31 | $353.5M | — | $31.3M | — | 8.9% |
Q3 2024 2024-09-30 | $351.2M | +19.1% | $29.5M | +17.0% | 8.4% |
Q2 2024 2024-06-30 | $316.0M | +8.7% | $24.3M | -3.2% | 7.7% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Personal Credit Institutions · SIC 6141
Your notes
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Insider activity
Insider buying
$0
Insider selling
$224.8K
Net activity
−$224.8K
Distinct insiders
1
Open-market trades over the last 365 days.
Recent transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| 2026-01-13 | Deal W Hudson Director | Sale | 1,675 | $59.72 | $100.0K | |
| 2025-08-13 | Deal W Hudson Director | Sale | 2,000 | $62.39 | $124.8K |
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns ATLC
Institutional value
$86.8M
Total shares held
1.7M
Distinct holders
60
-46 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | DIMENSIONAL FUND ADVISORS LP | 522.5K | $27.4M | -43.6K (-7.7%) | Trimmed |
| 2 | BlackRock, Inc. | 430.2K | $22.6M | -3.2K (-0.7%) | Trimmed |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | 235.3K | $12.3M | — | New |
| 4 | HB Wealth Management, LLC | 118.8K | $6.2M | +112.4K (+1761.6%) | Added |
| 5 | JPMORGAN CHASE & CO | 54.1K | $2.8M | +49.3K (+1018.8%) | Added |
| 6 | VANGUARD PORTFOLIO MANAGEMENT LLC | 40.8K | $2.1M | — | New |
| 7 | VANGUARD FIDUCIARY TRUST CO | 35.5K | $1.9M | — | New |
| 8 | Bank of New York Mellon Corp | 23.0K | $1.2M | -6.7K (-22.5%) | Trimmed |
| 9 | UBS Group AG | 17.8K | $936.4K | -19.7K (-52.5%) | Trimmed |
| 10 | Invesco Ltd. | 13.3K | $696.7K | -79 (-0.6%) | Trimmed |
| 11 | Swiss National Bank | 11.7K | $613.9K | +0 (+0.0%) | No change |
| 12 | OpenArc Corporate Advisory, LLC | 11.4K | $596.5K | +0 (+0.0%) | No change |
| 13 | Connor, Clark & Lunn Investment Management Ltd. | 10.9K | $569.4K | -1.6K (-13.0%) | Trimmed |
| 14 | PICTON MAHONEY ASSET MANAGEMENT | 10.8K | $567.2K | — | New |
| 15 | Nuveen, LLC | 10.5K | $551.4K | +65 (+0.6%) | Added |
| 16 | Creative Planning | 9.9K | $520.3K | +3.6K (+57.6%) | Added |
| 17 | LOS ANGELES CAPITAL MANAGEMENT LLC | 9.0K | $474.8K | -22.2K (-71.1%) | Trimmed |
| 18 | Allspring Global Investments Holdings, LLC | 8.7K | $470.6K | +918 (+11.8%) | Added |
| 19 | UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 8.7K | $457.9K | +140 (+1.6%) | Added |
| 20 | PRUDENTIAL FINANCIAL INC | 8.5K | $444.4K | +680 (+8.7%) | Added |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once ATLC's latest filing finishes processing.