National Commercial Banks · SIC 6021

Bank First Corp

BFC

Watch

Latest revenue

$16.7M

as of 2026-03-31

Latest net income

$20.0M

as of 2026-03-31

Net margin

119.9%

as of 2026-03-31

Price · 5Y

+17.3% / yr 3.6 pts / yr vs S&P 500 121.6% total
Compare:

Live market

delayed ≤15 min
$141.87
0.35%
Market cap
$1.58B
Enterprise value
$1.58B
P/E (trailing)
22.2×
Forward P/E
P/B
Dividend yield
1.3%
52-wk high
$153.00
52-wk low
$109.11
Beta
Shares out
11.2M

5-year trend

What this company does

AI

ITEM 1. BUSINESS General Overview Bank First Corporation is a Wisconsin corporation that was organized in April 1982 to serve as the holding company for Bank First, N.A., a national banking association founded in 1894. The Bank is a wholly-owned subsidiary of the Company. The Company and the Bank are headquartered in Manitowoc, Wisconsin, and the Bank is a member of the Board of Governors of the Federal Reserve System (the “Federal Reserve”) and regulated by the Office of the Comptroller of the Currency (the “OCC”). The Bank has thirty-eight (38) offices, including its headquarters, in Brown, Columbia, Dane, Door, Fond du Lac, Green, Jefferson, Manitowoc, Monroe, Outagamie, Ozaukee, Rock,…

AI summary unavailable — showing raw filing excerpt

Generated from BFC's filing dated 2026-02-27

Key risks

AI

ITEM 1A. RISK FACTORS In addition to the other information contained in this Form 10-K, you should carefully consider the risks described below, as well as the risk factors and uncertainties discussed in our other public filings with the SEC under the caption "Risk Factors" in evaluating us and our business and making or continuing an investment in our stock. Our operations and financial results are subject to various risks and uncertainties, including, but not limited, to the material risks described below. Many of these risks are beyond our control although efforts are made to manage those risks while simultaneously optimizing operational and financial results. The occurrence of any of…

AI summary unavailable — showing raw filing excerpt

Generated from BFC's filing dated 2026-02-27

Profitability

Net margin

29.3%

1.1%

Return on equity

11.1%

5.0%

Return on assets

68.9%

16.4%

Leverage

Debt / equity

-0.84×

2.1%

Long-term debt / equity

0.02×

Debt / assets

-520.7%

13.3%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$16.7M+73.6%$20.0M+9.6%119.9%

Q4 2025

2025-12-31

$222.3M+7.5%$18.4M+4.8%8.3%

Q3 2025

2025-09-30

$6.7M+18.6%$18.0M+8.7%270.1%

Q2 2025

2025-06-30

$5.4M-15.2%$16.9M+5.1%312.8%

Q1 2025

2025-03-31

$9.6M+31.8%$18.2M+18.4%190.0%

Q4 2024

2024-12-31

$206.8M$17.5M8.5%

Q3 2024

2024-09-30

$5.6M-7.0%$16.6M+11.8%294.7%

Q2 2024

2024-06-30

$6.4M+24.7%$16.1M+13.6%252.4%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

National Commercial Banks · SIC 6021

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Insider activity

Insider buying

$165.5K

Insider selling

$2.4M

Net activity

−$2.2M

Distinct insiders

3

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-04-22

Todd A. Sprang

Director

Purchase450$138.96$62.5K
2026-04-21

Michael S Stayer-Suprick

Director

Purchase225$140.04$31.5K
2026-02-11

Steven M Eldred

Director

Sale8,000$151.95$1.2M
2026-02-06

Steven M Eldred

Director

Sale8,000$145.02$1.2M
2026-01-27

Todd A. Sprang

Director

Purchase150$141.06$21.2K
2025-08-19

Michael S Stayer-Suprick

Director

Purchase410$122.67$50.3K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns BFC

Institutional value

$334.9M

Total shares held

2.5M

Distinct holders

86

-56 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.762.2K$102.9M+69.5K (+10.0%)Added
2VANGUARD CAPITAL MANAGEMENT LLC471.0K$63.6MNew
3Merit Financial Group, LLC176.7K$23.9M-770 (-0.4%)Trimmed
4DIMENSIONAL FUND ADVISORS LP159.7K$21.6M+28.0K (+21.2%)Added
5VANGUARD PORTFOLIO MANAGEMENT LLC135.9K$18.4MNew
6BANK OF MONTREAL /CAN/103.8K$14.0M-2 (-0.0%)Trimmed
7FIRST TRUST ADVISORS LP73.0K$9.9M+6.4K (+9.6%)Added
8VANGUARD FIDUCIARY TRUST CO67.8K$9.2MNew
9Creative Planning58.7K$7.9M-6 (-0.0%)Trimmed
10STIFEL FINANCIAL CORP42.5K$5.7M-856 (-2.0%)Trimmed
11Bank of New York Mellon Corp41.8K$5.6M+1.4K (+3.5%)Added
12Wealthcare Advisory Partners LLC37.4K$5.0M-221 (-0.6%)Trimmed
13UBS Group AG22.7K$3.1M-15.7K (-40.9%)Trimmed
14Nuveen, LLC21.5K$2.9M+738 (+3.5%)Added
15UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC19.0K$2.6M+74 (+0.4%)Added
16Swiss National Bank18.4K$2.5M+0 (+0.0%)No change
17Linden Thomas Advisory Services, LLC17.5K$2.4M+100 (+0.6%)Added
18Invesco Ltd.14.8K$2.0M+1.0K (+7.5%)Added
19BNP PARIBAS FINANCIAL MARKETS14.3K$1.9M+9.2K (+182.7%)Added
20PRINCIPAL FINANCIAL GROUP INC13.7K$1.8M-18.2K (-57.1%)Trimmed

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once BFC's latest filing finishes processing.