Savings Institutions, Not Federally Chartered · SIC 6036

Bogota Financial Corp.

BSBK

Watch

Latest revenue

$2.5M

as of 2026-03-31

Latest net income

$705.9K

as of 2026-03-31

Net margin

28.4%

as of 2026-03-31

Price · 5Y

-3.5% / yr 17.3 pts / yr vs S&P 500 16.4% total
Compare:

Live market

delayed ≤15 min
$8.40
1.18%
Market cap
$108.0M
Enterprise value
$108.0M
P/E (trailing)
51.6×
Forward P/E
P/B
Dividend yield
0.0%
52-wk high
$9.50
52-wk low
$6.95
Beta
Shares out
12.9M

5-year trend

What this company does

AI

ITEM 1. Business Bogota Financial Corp. Bogota Financial Corp. is a Maryland corporation that was formed in September 2019 to be the bank holding company of Bogota Savings Bank as part of the mutual holding company reorganization of Bogota Savings Bank. Other than holding the common stock of Bogota Savings Bank, and making a loan to the employee stock ownership plan of Bogota Savings Bank, Bogota Financial Corp. does not engage in any other business activities. Bogota Financial Corp.’s executive offices are located at 819 Teaneck Road, Teaneck, New Jersey 07666, and its telephone number is (201) 862-0660. Bogota Financial Corp. completed its stock offering in connection with the mutual…

AI summary unavailable — showing raw filing excerpt

Generated from BSBK's filing dated 2026-03-27

Key risks

AI

ITEM 1A. Risk Factors The material risks that management believes affect the Company are described below. You should carefully consider the risks as described below, together with all of the information included herein. The risks described below are not the only risks the Company faces. Additional risks not presently known also may have a material adverse effect on the Company’s results of operations and financial condition. Risks Related to our Lending Activities The geographic concentration of our loan portfolio makes us vulnerable to a downturn in the local economy. At December 31, 2025, approximately $646.8 million, or 99.5% of our total loan portfolio, was secured by real estate, most…

AI summary unavailable — showing raw filing excerpt

Generated from BSBK's filing dated 2026-03-27

Profitability

Net margin

4.7%

192.7%

Return on equity

1.5%

196.3%

Return on assets

6.6%

3045.2%

Leverage

Debt / equity

-0.77×

112.6%

Debt / assets

-332.1%

486.7%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$2.5M-4.2%$705.9K-3.4%28.4%

Q4 2025

2025-12-31

$41.5M+2.1%$680.8K+173.2%1.6%

Q3 2025

2025-09-30

$330.0K-10.0%$454.6K+223.9%137.8%

Q2 2025

2025-06-30

$337.5K+2.4%$224.4K+151.9%66.5%

Q1 2025

2025-03-31

$2.6M+50.0%$730.9K+265.8%28.2%

Q4 2024

2024-12-31

$40.7M$-930.0K-2.3%

Q3 2024

2024-09-30

$366.8K-0.3%$-367.0K-1163.1%-100.0%

Q2 2024

2024-06-30

$329.5K-5.5%$-432.5K-150.5%-131.3%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Savings Institutions, Not Federally Chartered · SIC 6036

No data yet for industry average

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Insider activity

Insider buying

$40.5K

Insider selling

$0

Net activity

+$40.5K

Distinct insiders

1

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2025-12-12

John J. Masterson

Director

Purchase2,200$8.21$18.1K
2025-12-08

John J. Masterson

Director

Purchase600$8.22$4.9K
2025-12-05

John J. Masterson

Director

Purchase1,000$8.40$8.4K
2025-06-18

John J. Masterson

Director

Purchase1,200$7.55$9.1K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns BSBK

Institutional value

$2.1M

Total shares held

739.0K

Distinct holders

10

-4 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1VANGUARD CAPITAL MANAGEMENT LLC171.9K$1.5MNew
2VANGUARD FIDUCIARY TRUST CO22.8K$193.6KNew
3BEESE FULMER INVESTMENT MANAGEMENT, INC.15.3K$130.5K+0 (+0.0%)No change
4Cetera Investment Advisers15.0K$127.5K+0 (+0.0%)No change
5BlackRock, Inc.12.1K$102.7K+949 (+8.5%)Added
6NORTHWESTERN MUTUAL WEALTH MANAGEMENT CO3.2K$27.3K-11.2K (-77.7%)Trimmed
7UBS Group AG2.7K$22.8K+11 (+0.4%)Added
8Vanguard Global Advisers, LLC2.3K$19.6KNew
9M3F, Inc.493.7K$4.2K+0 (+0.0%)No change
10CITIGROUP INC1$9New

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once BSBK's latest filing finishes processing.