Latest revenue
$251.5M
as of 2026-03-31
Latest net income
$171.0M
as of 2026-03-31
Net margin
68.0%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $8.75B
- Enterprise value
- $8.75B
- P/E (trailing)
- 13.5×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 2.9%
- 52-wk high
- $148.97
- 52-wk low
- $119.00
- Beta
- —
- Shares out
- 62.8M
5-year trend
What this company does
ITEM 1. BUSINESS The disclosures set forth in this item are qualified by Item 1A. Risk Factors and the section captioned “Forward-Looking Statements and Factors that Could Affect Future Results” in Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations of this report and other cautionary statements set forth elsewhere in this report. The Corporation Cullen/Frost Bankers, Inc., a Texas business corporation incorporated in 1977, is a financial holding company and a bank holding company headquartered in San Antonio, Texas that provides, through its subsidiaries, a broad array of products and services throughout numerous Texas markets. The terms…
AI summary unavailable — showing raw filing excerpt
Generated from CFR's filing dated 2026-02-05
Key risks
ITEM 1A. RISK FACTORS An investment in our common stock is subject to risks inherent to our business. The material risks and uncertainties that management believes affect us are described below. Before making an investment decision, you should carefully consider the risks and uncertainties described below together with all of the other information included or incorporated by reference in this report. The risks and uncertainties described below are not the only ones facing us. Additional risks and uncertainties that management is not aware of or focused on or that management currently deems immaterial may also impair our business operations. This report is qualified in its entirety by these…
AI summary unavailable — showing raw filing excerpt
Generated from CFR's filing dated 2026-02-05
Profitability
Net margin
22.2%
8.7%Return on equity
14.2%
5.1%Return on assets
1.1%
99.8%Leverage
Debt / equity
-1.00×
108.0%Long-term debt / equity
0.03×
14.7%Debt / assets
92.6%
103.7%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $251.5M | +4.7% | $171.0M | +13.3% | 68.0% |
Q4 2025 2025-12-31 | $2.20B | -0.8% | $166.3M | +7.4% | 7.6% |
Q3 2025 2025-09-30 | $251.6M | +18.0% | $174.4M | +19.0% | 69.3% |
Q2 2025 2025-06-30 | $229.9M | +9.4% | $157.0M | +7.9% | 68.3% |
Q1 2025 2025-03-31 | $240.3M | +14.7% | $150.9M | +11.2% | 62.8% |
Q4 2024 2024-12-31 | $2.22B | — | $154.9M | — | 7.0% |
Q3 2024 2024-09-30 | $213.3M | +1.6% | $146.5M | -5.9% | 68.7% |
Q2 2024 2024-06-30 | $210.2M | +2.3% | $145.5M | -10.3% | 69.2% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
National Commercial Banks · SIC 6021
Your notes
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Insider activity
Insider buying
$0
Insider selling
$226.0K
Net activity
−$226.0K
Distinct insiders
3
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns CFR
Institutional value
$4.41B
Total shares held
33.5M
Distinct holders
383
As of
2026-03-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 7.1M | $970.5M | — | New |
| 2 | VANGUARD PORTFOLIO MANAGEMENT LLC | 3.2M | $442.1M | — | New |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | 2.7M | $371.5M | — | New |
| 4 | First Eagle Investment Management, LLC | 2.3M | $310.6M | — | New |
| 5 | DIMENSIONAL FUND ADVISORS LP | 1.5M | $209.8M | — | New |
| 6 | KING LUTHER CAPITAL MANAGEMENT CORP | 1.3M | $181.8M | — | New |
| 7 | Boston Trust Walden Corp | 967.8K | $132.7M | — | New |
| 8 | Champlain Investment Partners, LLC | 855.2K | $117.2M | — | New |
| 9 | FIRST TRUST ADVISORS LP | 789.9K | $108.3M | — | New |
| 10 | PRINCIPAL FINANCIAL GROUP INC | 662.3K | $90.8M | — | New |
| 11 | WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC | 611.8K | $83.9M | — | New |
| 12 | JPMORGAN CHASE & CO | 614.1K | $83.1M | — | New |
| 13 | Bank of New York Mellon Corp | 543.5K | $74.5M | — | New |
| 14 | SEI INVESTMENTS CO | 518.1K | $71.0M | — | New |
| 15 | Impax Asset Management Group plc | 493.0K | $67.6M | — | New |
| 16 | Artemis Investment Management LLP | 417.2K | $57.2M | — | New |
| 17 | Alberta Investment Management Corp | 400.0K | $54.8M | — | New |
| 18 | VANGUARD FIDUCIARY TRUST CO | 387.8K | $53.2M | — | New |
| 19 | Madison Asset Management, LLC | 335.6K | $46.0M | — | New |
| 20 | DEPRINCE RACE & ZOLLO INC | 328.5K | $45.0M | — | New |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once CFR's latest filing finishes processing.