Latest revenue
$647.4M
as of 2026-03-31
Latest net income
$53.5M
as of 2026-03-31
Net margin
8.3%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $6.60B
- Enterprise value
- $6.60B
- P/E (trailing)
- —
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 0.0%
- 52-wk high
- $44.94
- 52-wk low
- $16.17
- Beta
- —
- Shares out
- 370.8M
5-year trend
What this company does
ITEM 1. BUSINESS OVERVIEW We created Chime to help everyday people make progress in their financial lives. For too long, millions of Americans, including the nearly 75% of the adult population that earn up to $100,000 annually, have struggled with bank relationships that are not always aligned with their best interests. So we set out to create a new approach, built on a foundation of trust rather than fine print and punitive fees. Through our direct relationships with FDIC-insured bank partners, we deliver easy-to-use products that address the most critical financial needs of everyday people — spending, saving, accessing liquidity, and building credit, all while avoiding punitive fees.…
AI summary unavailable — showing raw filing excerpt
Generated from CHYM's filing dated 2026-03-06
Key risks
ITEM 1A. RISK FACTORS Certain factors may have a material adverse effect on our business, financial condition and results of operations. You should carefully consider the risks and uncertainties described below, together with all of the other information in this Annual Report, including the section titled “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and our consolidated financial statements and related notes thereto. If any of the risks described below actually occur, our business, financial condition, results of operations, and prospects could be adversely affected. In that event, the market price of our Class A common stock could decline, and you…
AI summary unavailable — showing raw filing excerpt
Generated from CHYM's filing dated 2026-03-06
Profitability
Gross margin
88.0%
0.4%Operating margin
-47.6%
1179.4%Net margin
-46.2%
2949.2%Return on equity
-72.1%
5588.5%Return on assets
-51.4%
2863.5%Leverage
Debt / equity
0.40×
122.9%Debt / assets
28.7%
87.7%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $647.4M | +24.8% | $53.5M | +313.1% | 8.3% |
Q4 2025 2025-12-31 | $596.4M | — | $-57.7M | — | -9.7% |
Q3 2025 2025-09-30 | $543.5M | +28.8% | $-54.7M | -853.7% | -10.1% |
Q2 2025 2025-06-30 | $528.1M | +37.5% | $-910.4M | -236577.1% | -172.4% |
Q1 2025 2025-03-31 | $518.7M | — | $12.9M | — | 2.5% |
Q3 2024 2024-09-30 | $421.9M | — | $-5.7M | — | -1.4% |
Q2 2024 2024-06-30 | $384.2M | — | $385.0K | — | 0.1% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Finance Services · SIC 6199
Your notes
Keep private notes on CHYM — thesis, target price, catalysts to watch.
Visible only to you. Never shared. Never used to train AI.
Insider activity
Insider buying
$50.6K
Insider selling
$9.5M
Net activity
−$9.4M
Distinct insiders
6
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns CHYM
Institutional value
$2.21B
Total shares held
118.0M
Distinct holders
99
-105 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | Galileo (PTC) Ltd | 52.3M | $979.0M | +0 (+0.0%) | No change |
| 2 | Aspect Management, LLC | 11.9M | $223.5M | +0 (+0.0%) | No change |
| 3 | VANGUARD PORTFOLIO MANAGEMENT LLC | 10.0M | $187.8M | — | New |
| 4 | VANGUARD CAPITAL MANAGEMENT LLC | 9.6M | $179.1M | — | New |
| 5 | Capital Research Global Investors | 6.1M | $114.5M | +10.9K (+0.2%) | Added |
| 6 | Orland Properties Ltd | 4.6M | $86.3M | +0 (+0.0%) | No change |
| 7 | Nuveen, LLC | 3.5M | $65.1M | +745.6K (+27.3%) | Added |
| 8 | UBS Group AG | 3.5M | $65.0M | +1.3M (+59.6%) | Added |
| 9 | Ashton Thomas Private Wealth, LLC | 2.9M | $53.4M | -2.3M (-44.4%) | Trimmed |
| 10 | Davis Selected Advisers | 2.5M | $47.6M | +67.1K (+2.7%) | Added |
| 11 | FEDERATED HERMES, INC. | 1.6M | $29.4M | +302.9K (+23.9%) | Added |
| 12 | BlackRock, Inc. | 1.4M | $26.7M | -153.0K (-9.7%) | Trimmed |
| 13 | BAILLIE GIFFORD & CO | 678.7K | $12.7M | +0 (+0.0%) | No change |
| 14 | JPMORGAN CHASE & CO | 625.6K | $10.9M | +555.5K (+792.7%) | Added |
| 15 | Clearbridge Investments, LLC | 575.0K | $10.8M | +243.0K (+73.2%) | Added |
| 16 | Caprock Group, LLC | 470.7K | $8.8M | -37.5K (-7.4%) | Trimmed |
| 17 | CITIGROUP INC | 421.1K | $7.9M | +277.5K (+193.3%) | Added |
| 18 | VANGUARD FIDUCIARY TRUST CO | 403.6K | $7.6M | — | New |
| 19 | Pictet Asset Management Holding SA | 397.2K | $7.4M | +146.5K (+58.4%) | Added |
| 20 | Red Wave Investments LLC | 373.2K | $7.0M | — | New |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once CHYM's latest filing finishes processing.