Latest revenue
$7.9M
as of 2025-12-31
Latest net income
$1.2M
as of 2025-12-31
Net margin
14.9%
as of 2025-12-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $78.7M
- Enterprise value
- $78.7M
- P/E (trailing)
- 21.5×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 0.0%
- 52-wk high
- $18.75
- 52-wk low
- $14.52
- Beta
- —
- Shares out
- 4.2M
5-year trend
dashed bar = fiscal Q4 derived from 10-K annual − Q1 − Q2 − Q3 (SEC requires only three 10-Qs per year).
What this company does
Item 1. Business. Central Plains Bancshares, Inc. Central Plains Bancshares, Inc. (the “Company” or “Central Plains Bancshares”) is a Maryland corporation and owns 100% of the outstanding common stock of Home Federal Savings and Loan Association of Grand Island (“Home Federal Savings”). On October 19, 2023, we completed our initial public offering of common stock in connection with the mutual-to-stock conversion of Home Federal Savings. The Company sold 4,130,815 shares of common stock at $10.00 per share in its subscription offering for gross proceeds of approximately $41.3 million. Since the completion of our initial public offering, we have not engaged in any significant business…
AI summary unavailable — showing raw filing excerpt
Generated from CPBI's filing dated 2025-06-26
Key risks
Item 1A. Risk Factors. The material risks and uncertainties that management believes affect us are described below. You should carefully consider the risks and uncertainties described below, together with all of the other information included or incorporated by reference herein as well as in other documents we file with the SEC. The risks and uncertainties described below are not the only ones facing us. Additional risks and uncertainties that management is not aware of or focused on or that management currently deems immaterial may also impair our business operations. This report is qualified in its entirety by these risk factors. See also, “Forward-Looking Statements.” Risks Related to…
AI summary unavailable — showing raw filing excerpt
Generated from CPBI's filing dated 2025-06-26
Profitability
Net margin
13.4%
15.2%Return on equity
4.4%
8.7%Return on assets
0.7%
99.9%Leverage
Debt / equity
5.10×
614.3%Debt / assets
83.6%
100.6%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q4 2025 2025-12-31 | $7.9M | +14.1% | $1.2M | +23.6% | 14.9% |
Q3 2025 2025-09-30 | $7.5M | +10.2% | $882.0K | -7.4% | 11.8% |
Q2 2025 2025-06-30 | $6.6M | +10.7% | $988.0K | +9.4% | 15.1% |
Q1 2025 2025-03-31 | $7.7M | +13.5% | $848.0K | -6.1% | 11.0% |
Q4 2024 2024-12-31 | $6.9M | +9.0% | $951.0K | +1.5% | 13.8% |
Q3 2024 2024-09-30 | $6.8M | +18.5% | $952.0K | -2.2% | 14.1% |
Q2 2024 2024-06-30 | $5.9M | +19.1% | $903.0K | -4.5% | 15.3% |
Q1 2024 2024-03-31 | $6.8M | — | $903.0K | — | 13.3% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Savings Institution, Federally Chartered · SIC 6035
Your notes
Keep private notes on CPBI — thesis, target price, catalysts to watch.
Visible only to you. Never shared. Never used to train AI.
Insider activity
Insider buying
$0
Insider selling
$0
Net activity
+$0
Distinct insiders
0
Open-market trades over the last 365 days.
Recent transactions
| Date | Insider | Type | Shares | Price | Value |
|---|
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns CPBI
Institutional value
$16.1M
Total shares held
970.3K
Distinct holders
11
-4 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | Stilwell Value LLC | 366.9K | $6.3M | +0 (+0.0%) | No change |
| 2 | GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | 177.7K | $3.0M | -2.3K (-1.3%) | Trimmed |
| 3 | Oppenheimer & Close, LLC | 165.0K | $2.8M | -10.0K (-5.7%) | Trimmed |
| 4 | VANGUARD CAPITAL MANAGEMENT LLC | 153.8K | $2.6M | — | New |
| 5 | Minerva Advisors LLC | 49.1K | $840.4K | +0 (+0.0%) | No change |
| 6 | VANGUARD FIDUCIARY TRUST CO | 18.6K | $318.7K | — | New |
| 7 | BlackRock, Inc. | 9.2K | $156.7K | +95 (+1.0%) | Added |
| 8 | FARMERS & MERCHANTS INVESTMENTS INC | 1.8K | $31.4K | +0 (+0.0%) | No change |
| 9 | Vanguard Global Advisers, LLC | 1.4K | $24.7K | — | New |
| 10 | Russell Investments Group, Ltd. | 65 | $1.1K | — | New |
| 11 | Cambridge Investment Research Advisors, Inc. | 26.7K | $457 | +801 (+3.1%) | Added |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once CPBI's latest filing finishes processing.