Retail-Auto Dealers & Gasoline Stations · SIC 5500

AMERICAS CARMART INC

CRMT

Watch

Latest revenue

$222.6M

as of 2026-01-31

Latest net income

as of 2026-01-31

Net margin

as of 2026-01-31

Price · 5Y

-41.0% / yr 54.7 pts / yr vs S&P 500 92.8% total
Compare:

Live market

delayed ≤15 min
$11.88
1.82%
Market cap
$98.6M
Enterprise value
$98.6M
P/E (trailing)
Forward P/E
P/B
Dividend yield
0.0%
52-wk high
$62.72
52-wk low
$10.58
Beta
Shares out
8.3M

5-year trend

What this company does

AI

Item 1. Business Business and Organization America’s Car-Mart, Inc., a Texas corporation initially formed in 1981 (the “Company”), is one of the largest publicly held automotive retailers in the United States focused exclusively on the “Integrated Auto Sales and Finance” segment of the used car market. References to the “Company” include the Company’s consolidated subsidiaries. The Company’s operations are principally conducted through its two operating subsidiaries, America’s Car Mart, Inc., an Arkansas corporation (“Car-Mart of Arkansas”), and Colonial Auto Finance, Inc., an Arkansas corporation (“Colonial”). Collectively, Car-Mart of Arkansas and Colonial are referred to herein as…

AI summary unavailable — showing raw filing excerpt

Generated from CRMT's filing dated 2025-08-08

Key risks

AI

Item 1A. Risk Factors The Company is subject to various risks. The following is a discussion of risks that could materially and adversely affect the Company’s business, operating results, and financial condition. Risks Related to the Company’s Business, Industry, and Markets Recent and future disruptions in domestic and global economic and market conditions could have adverse consequences for the used automotive retail industry in the future and may have greater consequences for the non-prime segment of the industry. In the normal course of business, the used automotive retail industry is subject to changes in national and regional U.S. economic conditions, including, but not limited to,…

AI summary unavailable — showing raw filing excerpt

Generated from CRMT's filing dated 2025-08-08

Leverage

Debt / equity

1.82×

14.9%

Long-term debt / equity

1.00×

14.6%

Debt / assets

64.6%

5.3%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-01-31

$222.6M-15.5%

Q4 2025

2025-10-31

$286.3M+0.2%

Q3 2025

2025-07-31

$276.2M-3.8%

Q2 2025

2025-04-30

$554.4M+2.2%

Q1 2025

2025-01-31

$263.5M+9.6%

Q4 2024

2024-10-31

$285.8M-4.9%

Q3 2024

2024-07-31

$287.2M-7.4%

Q2 2024

2024-04-30

$542.8M

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Retail-Auto Dealers & Gasoline Stations · SIC 5500

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Insider activity

Insider buying

$10.0K

Insider selling

$8.8M

Net activity

−$8.8M

Distinct insiders

2

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-04-27

Adam K Peterson / MAGNOLIA CAPITAL FUND, LP / MAGNOLIA GROUP, LLC

10%+ owner

Sale8,000$12.59$100.7K
2025-12-11

Jonathan M. Collins

Chief Financial Officer

Purchase197$25.27$5.0K
2025-06-17

Jonathan M. Collins

Chief Financial Officer

Purchase102$49.30$5.0K
2025-06-11

Adam K Peterson / MAGNOLIA CAPITAL FUND, LP / MAGNOLIA GROUP, LLC

10%+ owner

Sale45,000$56.28$2.5M
2025-06-11

Adam K Peterson / MAGNOLIA CAPITAL FUND, LP / MAGNOLIA GROUP, LLC

10%+ owner

Sale43,000$57.57$2.5M
2025-06-10

Adam K Peterson / MAGNOLIA CAPITAL FUND, LP / MAGNOLIA GROUP, LLC

10%+ owner

Sale53,000$55.49$2.9M
2025-06-09

Adam K Peterson / MAGNOLIA CAPITAL FUND, LP / MAGNOLIA GROUP, LLC

10%+ owner

Sale13,269$55.80$740.4K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns CRMT

Institutional value

$50.1M

Total shares held

3.9M

Distinct holders

49

-53 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1MAGNOLIA GROUP, LLC1.3M$16.0M+0 (+0.0%)No change
2PRESCOTT GROUP CAPITAL MANAGEMENT, L.L.C.600.2K$7.6M+331.2K (+123.1%)Added
3BlackRock, Inc.562.9K$7.2M-24.4K (-4.2%)Trimmed
4VANGUARD CAPITAL MANAGEMENT LLC329.5K$4.2MNew
5YACKTMAN ASSET MANAGEMENT LP195.0K$2.5M+40.0K (+25.8%)Added
6DIMENSIONAL FUND ADVISORS LP177.2K$2.3M-40.8K (-18.7%)Trimmed
7MASSACHUSETTS INSTITUTE OF TECHNOLOGY167.4K$2.1M+0 (+0.0%)No change
8JPMORGAN CHASE & CO111.9K$1.4M-54.8K (-32.9%)Trimmed
9VANGUARD PORTFOLIO MANAGEMENT LLC83.8K$1.1MNew
10BNP PARIBAS FINANCIAL MARKETS62.3K$792.6K+13.2K (+26.8%)Added
11VANGUARD FIDUCIARY TRUST CO49.7K$632.4KNew
12UBS Group AG35.9K$457.5K-22.6K (-38.6%)Trimmed
13U.S. Capital Wealth Advisors, LLC33.4K$425.1KNew
14Brooklyn Investment Group29.7K$377.6K+10.5K (+54.9%)Added
15Bank of New York Mellon Corp29.0K$368.6K-1.2K (-3.9%)Trimmed
16Platform Technology Partners25.4K$323.3K+5.0K (+24.5%)Added
17FIRST TRUST ADVISORS LP25.2K$321.4K+157 (+0.6%)Added
18Horrell Capital Management, Inc.22.3K$284.4K-2.0K (-8.2%)Trimmed
19Voya Investment Management LLC21.1K$269.1K+1.8K (+9.2%)Added
20Invesco Ltd.19.3K$245.2K+1.5K (+8.2%)Added

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once CRMT's latest filing finishes processing.