Latest revenue
$20.6M
as of 2026-03-31
Latest net income
—
as of 2026-03-31
Net margin
—
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $1.72B
- Enterprise value
- $1.72B
- P/E (trailing)
- —
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 0.0%
- 52-wk high
- $92.64
- 52-wk low
- $35.67
- Beta
- —
- Shares out
- 21.4M
5-year trend
What this company does
Item 1—Business Our Business We are an international specialty finance company providing debt recovery solutions and other related services for consumers across a broad range of financial assets. We primarily purchase portfolios of defaulted consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. Defaulted receivables are consumers’ unpaid financial obligations to credit originators, including banks, credit unions, consumer finance companies and commercial retailers. Defaulted receivables may also include receivables subject to bankruptcy proceedings. We also provide debt servicing…
AI summary unavailable — showing raw filing excerpt
Generated from ECPG's filing dated 2026-02-25
Key risks
Table of Contents Item 1A—Risk Factors There are risks and uncertainties in our business that could cause our actual results to differ from those anticipated. We urge you to read these risk factors carefully in connection with evaluating our business and in connection with the forward-looking statements and other information contained in this Annual Report on Form 10-K. Any of the risks described herein could affect our business, financial condition, or future results and the actual outcome of matters as to which forward-looking statements are made. The list of risks is not intended to be exhaustive, and the order in which the risks appear is not intended as an indication of their relative…
AI summary unavailable — showing raw filing excerpt
Generated from ECPG's filing dated 2026-02-25
Profitability
Operating margin
35.4%
196.4%Net margin
-16.9%
221.4%Return on equity
29.6%
Return on assets
-4.5%
203.3%Leverage
Debt / equity
2.89×
Debt / assets
74.3%
Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $20.6M | -8.5% | — | — | — |
Q4 2025 2025-12-31 | $1.70B | +35.9% | — | — | — |
Q3 2025 2025-09-30 | $22.2M | -2.6% | — | — | — |
Q2 2025 2025-06-30 | $22.3M | +5.7% | — | — | — |
Q1 2025 2025-03-31 | $22.5M | +10.6% | — | — | — |
Q4 2024 2024-12-31 | $1.25B | — | — | — | — |
Q3 2024 2024-09-30 | $22.8M | +14.5% | — | — | — |
Q2 2024 2024-06-30 | $21.1M | +0.5% | — | — | — |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Short-Term Business Credit Institutions · SIC 6153
Your notes
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Insider activity
Insider buying
$0
Insider selling
$1.3M
Net activity
−$1.3M
Distinct insiders
3
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns ECPG
Institutional value
$948.1M
Total shares held
13.8M
Distinct holders
151
-72 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 3.9M | $273.0M | -59.6K (-1.5%) | Trimmed |
| 2 | Stephens Investment Management Group LLC | 1.3M | $91.2M | -4.6K (-0.4%) | Trimmed |
| 3 | VANGUARD PORTFOLIO MANAGEMENT LLC | 1.2M | $87.1M | — | New |
| 4 | DIMENSIONAL FUND ADVISORS LP | 1.0M | $70.6M | -81.2K (-7.5%) | Trimmed |
| 5 | VANGUARD CAPITAL MANAGEMENT LLC | 936.1K | $65.6M | — | New |
| 6 | UBS Group AG | 458.6K | $32.2M | +28 (+0.0%) | Added |
| 7 | JPMORGAN CHASE & CO | 449.4K | $30.8M | +367.4K (+447.6%) | Added |
| 8 | HEARTLAND ADVISORS INC | 388.4K | $27.2M | +2.6K (+0.7%) | Added |
| 9 | Allianz Asset Management GmbH | 373.6K | $26.2M | +62.9K (+20.2%) | Added |
| 10 | Nuveen, LLC | 330.9K | $23.2M | +90.2K (+37.5%) | Added |
| 11 | ROYCE & ASSOCIATES LP | 209.6K | $14.7M | +11.7K (+5.9%) | Added |
| 12 | JANE STREET GROUP, LLC | 195.9K | $13.7M | +41.8K (+27.1%) | Added |
| 13 | VANGUARD FIDUCIARY TRUST CO | 143.0K | $10.0M | — | New |
| 14 | Hillsdale Investment Management Inc. | 142.8K | $10.0M | +5.7K (+4.2%) | Added |
| 15 | THIRD AVENUE MANAGEMENT LLC | 142.5K | $10.0M | -28.5K (-16.7%) | Trimmed |
| 16 | Bank of New York Mellon Corp | 130.2K | $9.1M | -8.8K (-6.3%) | Trimmed |
| 17 | Clearbridge Investments, LLC | 124.0K | $8.7M | -26.9K (-17.8%) | Trimmed |
| 18 | WELLS FARGO & COMPANY/MN | 123.1K | $8.6M | +29.8K (+31.9%) | Added |
| 19 | BANK OF MONTREAL /CAN/ | 123.0K | $8.6M | -16.4K (-11.8%) | Trimmed |
| 20 | FRANKLIN RESOURCES INC | 118.5K | $8.3M | +37.3K (+45.9%) | Added |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once ECPG's latest filing finishes processing.