Latest revenue
$13.7M
as of 2026-03-31
Latest net income
$119.0K
as of 2026-03-31
Net margin
0.9%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $2.3M
- Enterprise value
- $2.3M
- P/E (trailing)
- 1.8×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 0.0%
- 52-wk high
- $14.25
- 52-wk low
- $10.71
- Beta
- —
- Shares out
- 161.5K
5-year trend
What this company does
FB Bancorp is the Louisiana-based holding company for Fidelity Bank, a New Orleans community bank running 18 branches across southern Louisiana. It earns money primarily by taking deposits and lending them out, with commercial real estate (33%) and one-to-four-family residential mortgages (31%) as its largest loan categories. The company recently converted from mutual to stock form in October 2024, raising $198 million in its IPO, and has since divested its NOLA Lending mortgage division, which closed March 1, 2026.
Generated from FBLA's filing dated 2026-03-26
Key risks
- Geographic concentration: all 18 branches in southern Louisiana, exposing portfolio to hurricane/tropical storm risk and regional oil & gas economy.
- Divested NOLA Lending mortgage division on March 1, 2026, eliminating secondary-market origination revenue stream and held-for-sale pipeline of $28.5M.
- Commercial real estate is 33.4% of $744.9M loan portfolio with allowance for credit losses of just $6.3M (0.84% coverage).
Generated from FBLA's filing dated 2026-03-26
Profitability
Net margin
1.8%
124.8%Return on equity
0.4%
120.9%Return on assets
34.3%
6845.0%Leverage
Debt / equity
-0.99×
136.0%Debt / assets
-8515.1%
11720.2%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $13.7M | +0.0% | $119.0K | -83.1% | 0.9% |
Q4 2025 2025-12-31 | $17.1M | -41.2% | $-1.4M | +69.3% | -8.2% |
Q3 2025 2025-09-30 | $19.8M | +2.9% | $1.1M | +226.6% | 5.4% |
Q2 2025 2025-06-30 | $19.3M | -5.9% | $879.0K | +1992.9% | 4.6% |
Q1 2025 2025-03-31 | $13.7M | -19.5% | $705.0K | +187.4% | 5.1% |
Q4 2024 2024-12-31 | $29.1M | — | $-4.6M | — | -15.8% |
Q3 2024 2024-09-30 | $19.3M | -9.4% | $-853.0K | -137.1% | -4.4% |
Q2 2024 2024-06-30 | $20.5M | — | $42.0K | — | 0.2% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Savings Institutions, Not Federally Chartered · SIC 6036
Your notes
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Insider activity
Insider buying
$31.9K
Insider selling
$3.4K
Net activity
+$28.5K
Distinct insiders
4
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns FBLA
Institutional value
$38.8M
Total shares held
2.8M
Distinct holders
39
-32 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 1.1M | $15.5M | -86.2K (-7.1%) | Trimmed |
| 2 | VANGUARD CAPITAL MANAGEMENT LLC | 763.2K | $10.5M | — | New |
| 3 | DIMENSIONAL FUND ADVISORS LP | 132.3K | $1.8M | +56.3K (+74.1%) | Added |
| 4 | VANGUARD FIDUCIARY TRUST CO | 120.3K | $1.7M | — | New |
| 5 | VANGUARD PORTFOLIO MANAGEMENT LLC | 101.5K | $1.4M | — | New |
| 6 | Peapod Lane Capital LLC | 88.2K | $1.2M | +17.8K (+25.2%) | Added |
| 7 | Sequoia Financial Advisors, LLC | 70.1K | $963.3K | +102 (+0.1%) | Added |
| 8 | GARDNER RUSSO & QUINN LLC | 50.0K | $687.0K | +0 (+0.0%) | No change |
| 9 | STRS OHIO | 41.9K | $575.7K | -800 (-1.9%) | Trimmed |
| 10 | Bank of New York Mellon Corp | 41.8K | $574.1K | -5.1K (-10.9%) | Trimmed |
| 11 | BNP PARIBAS FINANCIAL MARKETS | 35.0K | $480.5K | +7.0K (+25.1%) | Added |
| 12 | Nuveen, LLC | 23.3K | $320.4K | -9.0K (-27.8%) | Trimmed |
| 13 | CITIGROUP INC | 23.2K | $319.0K | -1.2K (-5.1%) | Trimmed |
| 14 | JPMORGAN CHASE & CO | 21.3K | $292.5K | -48.6K (-69.6%) | Trimmed |
| 15 | Focus Partners Advisor Solutions, LLC | 20.1K | $276.7K | +10 (+0.0%) | Added |
| 16 | Stilwell Value LLC | 20.0K | $274.8K | +0 (+0.0%) | No change |
| 17 | JANE STREET GROUP, LLC | 19.0K | $260.8K | -21.2K (-52.7%) | Trimmed |
| 18 | Mariner, LLC | 17.2K | $236.3K | — | New |
| 19 | Russell Investments Group, Ltd. | 16.5K | $227.1K | +6.0K (+56.5%) | Added |
| 20 | R Squared Ltd | 13.9K | $191.0K | -12.1K (-46.5%) | Trimmed |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
- 1
With $198M IPO proceeds raised at $10, why is the loan book down to $745M from $758M—when do you deploy capital meaningfully?
- 2
What gain or loss did you book on the March 2026 NOLA divestiture, and what's the pro forma impact on EPS and ROA?
- 3
Given Capital One and Hancock Whitney's local dominance, how do you defend deposit costs without eroding NIM in southern Louisiana?
Refreshed when FBLA files a new report · last from 2026-03-26