Latest revenue
$79.0M
as of 2026-03-31
Latest net income
$5.7M
as of 2026-03-31
Net margin
7.2%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $29.1M
- Enterprise value
- $29.1M
- P/E (trailing)
- 21.3×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 0.0%
- 52-wk high
- $24.34
- 52-wk low
- $5.50
- Beta
- —
- Shares out
- 4.8M
5-year trend
What this company does
Item 1. Business Company Overview We are a technology driven lease-to-own ("LTO") platform that integrates with omnichannel retailers and e-commerce platforms to power the purchasing of everyday durable goods by underserved U.S. nonprime customers. We were founded and incorporated in Delaware in 2012. We primarily operate within the virtual LTO market, which is estimated to have a total addressable market opportunity of $50 - $60 billion. We operate exclusively in the U.S. and our platform is available for use by consumers in 46 states and the District of Columbia. Based on our 2025 gross originations, we believe that we currently capture less than 1% market share. We have entered into a…
AI summary unavailable — showing raw filing excerpt
Generated from KPLT's filing dated 2026-03-11
Key risks
ITEM 1A. RISK FACTORS Our business is subject to a number of risks of which you should be aware before making a decision to invest in our securities. The summarized risks described below are not the only risks that we face. The following summarized risks as well as risks and uncertainties not currently known to us or that we currently deem to be immaterial may materially and adversely affect our business, results of operations, financial condition, earnings per share, cash flow or the trading price of our common stock. These summarized risks include, among others, the following: Risks Related to our Proposed Mergers with CCFI and Aaron’s •None of us, CCFI or Aaron’s can be sure if or when…
AI summary unavailable — showing raw filing excerpt
Generated from KPLT's filing dated 2026-03-11
Profitability
Gross margin
17.7%
4.5%Operating margin
-0.2%
94.6%Net margin
0.5%
104.5%Return on equity
-3.6%
106.5%Return on assets
1.3%
104.5%Leverage
Debt / equity
-3.83×
28.1%Long-term debt / equity
0.00×
100.0%Debt / assets
135.3%
9.9%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $79.0M | +9.8% | $5.7M | +200.0% | 7.2% |
Q4 2025 2025-12-31 | $73.9M | +17.3% | $19.8M | +307.3% | 26.8% |
Q3 2025 2025-09-30 | $74.0M | +22.8% | $-4.9M | +44.3% | -6.7% |
Q2 2025 2025-06-30 | $71.9M | +22.1% | $-7.8M | -13.7% | -10.9% |
Q1 2025 2025-03-31 | $71.9M | +10.6% | $-5.7M | -897.9% | -7.9% |
Q4 2024 2024-12-31 | $63.0M | — | $-9.6M | — | -15.2% |
Q3 2024 2024-09-30 | $60.3M | +10.0% | $-8.9M | -205.0% | -14.7% |
Q2 2024 2024-06-30 | $58.9M | +8.7% | $-6.9M | -7.5% | -11.7% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Services-Equipment Rental & Leasing, NEC · SIC 7359
Your notes
Keep private notes on KPLT — thesis, target price, catalysts to watch.
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Insider activity
Insider buying
$0
Insider selling
$8.2K
Net activity
−$8.2K
Distinct insiders
1
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns KPLT
Institutional value
$8.9M
Total shares held
1.3M
Distinct holders
12
-17 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | IRIDIAN ASSET MANAGEMENT LLC/CT | 897.1K | $6.3M | -22.9K (-2.5%) | Trimmed |
| 2 | CIBC Bancorp USA Inc. | 135.4K | $955.6K | — | New |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | 107.7K | $760.5K | — | New |
| 4 | Venturi Wealth Management, LLC | 55.2K | $389.5K | +0 (+0.0%) | No change |
| 5 | BlackRock, Inc. | 32.5K | $229.8K | -13.7K (-29.6%) | Trimmed |
| 6 | VANGUARD FIDUCIARY TRUST CO | 20.7K | $146.2K | — | New |
| 7 | Aptus Capital Advisors, LLC | 10.1K | $71.5K | +0 (+0.0%) | No change |
| 8 | Vanguard Global Advisers, LLC | 783 | $5.5K | — | New |
| 9 | UBS Group AG | 276 | $1.9K | -438 (-61.3%) | Trimmed |
| 10 | GROUP ONE TRADING LLC | 25 | $176 | +0 (+0.0%) | No change |
| 11 | WELLS FARGO & COMPANY/MN | 23 | $162 | +10 (+76.9%) | Added |
| 12 | Winch Advisory Services, LLC | 1 | $7 | +0 (+0.0%) | No change |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once KPLT's latest filing finishes processing.