Retail-Auto Dealers & Gasoline Stations · SIC 5500

LITHIA MOTORS INC

LAD

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Latest revenue

$9.27B

as of 2026-03-31

Latest net income

$100.4M

as of 2026-03-31

Net margin

1.1%

as of 2026-03-31

Price · 5Y

-4.1% / yr 17.8 pts / yr vs S&P 500 18.7% total
Compare:

Live market

delayed ≤15 min
$276.58
0.75%
Market cap
$6.31B
Enterprise value
$6.31B
P/E (trailing)
7.7×
Forward P/E
P/B
Dividend yield
0.8%
52-wk high
$360.56
52-wk low
$239.78
Beta
Shares out
22.8M

5-year trend

What this company does

AI

Lithia Motors operates one of the largest auto dealership networks in North America, selling new and used vehicles alongside parts, service, and financing. New and used vehicle sales drive roughly 85% of its $9.3 billion quarterly revenue, with finance, insurance, and aftersales adding higher-margin contributions through its growing captive lending arm. Earnings dropped sharply this quarter—net income fell to $100 million from $210 million a year earlier—as SG&A expenses climbed and a $70 million unrealized investment loss hit results despite revenue growth.

Generated from LAD's filing dated 2026-02-25

Key risks

AI
  • Earnings deterioration: Q1 2026 net income fell 52% to $100.4M vs $209.5M; diluted EPS dropped to $4.28 from $7.94.
  • Leverage stress: Long-term debt $6.45B plus $4.37B non-trade floor plan; operating cash flow swung to -$108.4M from +$322.1M YoY.
  • Finance receivables risk: $5.0B portfolio with $149.1M credit loss allowance (up from $143.7M); $70M unrealized investment loss hit Q1 results.

Generated from LAD's filing dated 2026-02-25

Profitability

Gross margin

15.2%

0.9%

Operating margin

4.2%

2.7%

Net margin

2.2%

1.7%

Return on equity

12.4%

3.0%

Return on assets

3.3%

5.9%

Leverage

Debt / equity

2.80×

13.2%

Long-term debt / equity

1.47×

19.4%

Debt / assets

73.7%

3.5%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$9.27B+1.0%$100.4M-52.1%1.1%

Q4 2025

2025-12-31

$9.20B+0.3%$136.9M-37.2%1.5%

Q3 2025

2025-09-30

$9.68B+4.9%$217.1M+4.7%2.2%

Q2 2025

2025-06-30

$9.58B+3.8%$256.1M+19.6%2.7%

Q1 2025

2025-03-31

$9.18B+7.2%$209.5M+28.8%2.3%

Q4 2024

2024-12-31

$9.17B$217.9M2.4%

Q3 2024

2024-09-30

$9.22B+11.4%$207.3M-20.7%2.2%

Q2 2024

2024-06-30

$9.23B+13.8%$214.2M-27.9%2.3%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Retail-Auto Dealers & Gasoline Stations · SIC 5500

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Insider activity

Insider buying

$0

Insider selling

$274.7K

Net activity

−$274.7K

Distinct insiders

3

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-05-11

Shauna Mcintyre

Director

Sale245$294.64$72.2K
2026-03-12

Congdon Stacy Loretz

Director

Sale75$259.33$19.4K
2025-12-12

Congdon Stacy Loretz

Director

Sale75$360.00$27.0K
2025-08-22

Louis Miramontes

Director

Sale250$324.06$81.0K
2025-07-31

Shauna Mcintyre

Director

Sale256$293.05$75.0K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns LAD

Institutional value

$2.95B

Total shares held

12.3M

Distinct holders

283

-95 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.2.5M$626.9M+165.4K (+7.1%)Added
2DIMENSIONAL FUND ADVISORS LP1.4M$347.1M+43.1K (+3.2%)Added
3VANGUARD PORTFOLIO MANAGEMENT LLC1.2M$288.4MNew
4VANGUARD CAPITAL MANAGEMENT LLC1.1M$264.4MNew
5River Road Asset Management, LLC652.8K$163.0M-89.9K (-12.1%)Trimmed
6LYRICAL ASSET MANAGEMENT LP460.6K$115.0M-15.1K (-3.2%)Trimmed
7UBS Group AG392.8K$98.1MNew
8COOKE & BIELER LP346.4K$86.5MNew
9BRIDGES INVESTMENT MANAGEMENT INC285.1K$71.2M+737 (+0.3%)Added
10ROYAL LONDON ASSET MANAGEMENT LTD237.1K$59.2M-2.0K (-0.8%)Trimmed
11Madison Asset Management, LLC232.7K$58.1M-33.4K (-12.5%)Trimmed
12Bank of New York Mellon Corp227.4K$56.8M-1.7K (-0.7%)Trimmed
13Chicago Capital, LLC205.8K$51.4MNew
14Life Cycle Investment Partners Ltd183.7K$45.9M+7.9K (+4.5%)Added
15Invesco Ltd.153.4K$38.3M+14.5K (+10.4%)Added
16VANGUARD FIDUCIARY TRUST CO150.1K$37.5MNew
17SEI INVESTMENTS CO142.8K$35.7M+46.4K (+48.1%)Added
18JPMORGAN CHASE & CO133.1K$32.7M-27.9K (-17.3%)Trimmed
19HENNESSY ADVISORS INC106.8K$26.7MNew
20Nuveen, LLC91.1K$22.8M-7.9K (-8.0%)Trimmed

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

AI
  1. 1

    EPS collapsed 46% to $4.28 despite 1% revenue growth—what specifically drove the $67.6M other expense and 50% operating income drop?

  2. 2

    Finance receivables grew $258M to $5.0B with allowances at $149M; what are current 30+ day delinquency and net charge-off trends at DFC?

  3. 3

    SG&A jumped $85M YoY to $1,037M, outpacing gross profit growth of $11M—which costs are structural versus addressable, and when?

Refreshed when LAD files a new report · last from 2026-02-25