Latest revenue
$275.9M
as of 2026-03-31
Latest net income
$51.6M
as of 2026-03-31
Net margin
18.7%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $1.80B
- Enterprise value
- $1.80B
- P/E (trailing)
- 13.3×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 0.0%
- 52-wk high
- $21.67
- 52-wk low
- $9.78
- Beta
- —
- Shares out
- 115.4M
5-year trend
About LC
Business description and risk factors will appear here once LC's latest filing is fully ingested.
Profitability
Net margin
10.2%
129.9%Return on equity
9.0%
120.5%Return on assets
1.2%
142.9%Leverage
Debt / equity
6.71×
10.4%Long-term debt / equity
0.00×
100.0%Debt / assets
87.0%
1.4%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $275.9M | +17.9% | $51.6M | +342.1% | 18.7% |
Q4 2025 2025-12-31 | $419.9M | +5.0% | $41.6M | +327.5% | 9.9% |
Q3 2025 2025-09-30 | $349.6M | +15.8% | $44.3M | +206.2% | 12.7% |
Q2 2025 2025-06-30 | $331.3M | +19.0% | $38.2M | +156.2% | 11.5% |
Q1 2025 2025-03-31 | $233.9M | +29.5% | $11.7M | -4.7% | 5.0% |
Q4 2024 2024-12-31 | $399.9M | — | $9.7M | — | 2.4% |
Q3 2024 2024-09-30 | $302.0M | +11.3% | $14.5M | +188.7% | 4.8% |
Q2 2024 2024-06-30 | $278.3M | -7.3% | $14.9M | +47.4% | 5.4% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Personal Credit Institutions · SIC 6141
Your notes
Keep private notes on LC — thesis, target price, catalysts to watch.
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Insider activity
Insider buying
$0
Insider selling
$3.5M
Net activity
−$3.5M
Distinct insiders
4
Open-market trades over the last 365 days.
Recent transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| 2026-03-05 | Erin Selleck Director | Sale | 2,390 | $15.46 | $36.9K | |
| 2026-02-17 | Annie Armstrong Chief Risk Officer | Sale | 5,333 | $15.47 | $82.5K |
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns LC
Institutional value
$624.8M
Total shares held
44.4M
Distinct holders
135
-119 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 9.6M | $137.3M | -166.7K (-1.7%) | Trimmed |
| 2 | VANGUARD PORTFOLIO MANAGEMENT LLC | 7.6M | $109.3M | — | New |
| 3 | DIMENSIONAL FUND ADVISORS LP | 5.8M | $82.5M | +139.7K (+2.5%) | Added |
| 4 | VANGUARD CAPITAL MANAGEMENT LLC | 4.9M | $70.3M | — | New |
| 5 | WESTFIELD CAPITAL MANAGEMENT CO LP | 2.1M | $30.3M | — | New |
| 6 | Nuveen, LLC | 1.5M | $20.9M | -413.1K (-22.1%) | Trimmed |
| 7 | EMERALD ADVISERS, LLC | 927.6K | $13.3M | +149.4K (+19.2%) | Added |
| 8 | VANGUARD FIDUCIARY TRUST CO | 742.2K | $10.6M | — | New |
| 9 | UBS Group AG | 720.3K | $10.3M | +393.9K (+120.7%) | Added |
| 10 | EMERALD MUTUAL FUND ADVISERS TRUST | 700.6K | $10.0M | +123.0K (+21.3%) | Added |
| 11 | Harspring Capital Management, LLC | 700.0K | $10.0M | -160.0K (-18.6%) | Trimmed |
| 12 | Walleye Capital LLC | 630.7K | $9.0M | +630.7K (+63066100.0%) | Added |
| 13 | FEDERATED HERMES, INC. | 543.0K | $7.8M | -87.1K (-13.8%) | Trimmed |
| 14 | FRANKLIN RESOURCES INC | 534.7K | $7.7M | +363.5K (+212.4%) | Added |
| 15 | Allianz Asset Management GmbH | 497.3K | $7.1M | +211.9K (+74.3%) | Added |
| 16 | Connor, Clark & Lunn Investment Management Ltd. | 457.7K | $6.6M | -140.0K (-23.4%) | Trimmed |
| 17 | JANE STREET GROUP, LLC | 382.3K | $5.5M | +40.8K (+12.0%) | Added |
| 18 | Bank of New York Mellon Corp | 362.2K | $5.2M | -7.8K (-2.1%) | Trimmed |
| 19 | UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 334.6K | $4.8M | -69.7K (-17.2%) | Trimmed |
| 20 | Assenagon Asset Management S.A. | 301.7K | $4.3M | -189.6K (-38.6%) | Trimmed |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once LC's latest filing finishes processing.