Services-Consumer Credit Reporting, Collection Agencies · SIC 7320

MOODYS CORP /DE/

MCO

Watch

Latest revenue

$2.08B

as of 2026-03-31

Latest net income

$661.0M

as of 2026-03-31

Net margin

31.8%

as of 2026-03-31

Price · 5Y

+7.0% / yr 6.8 pts / yr vs S&P 500 40.1% total
Compare:

Live market

delayed ≤15 min
$449.12
0.84%
Market cap
$78.46B
Enterprise value
$84.44B
P/E (trailing)
31.9×
Forward P/E
P/B
26.21×
Dividend yield
0.9%
52-wk high
$546.88
52-wk low
$402.28
Beta
Shares out
174.7M

5-year trend

What this company does

AI

Moody's runs two businesses: a credit rating agency (MIS) that grades corporate, government, and structured debt, and an analytics arm (MA) selling research, data, and cloud-based risk software to banks, insurers, and investors. Ratings fees from debt issuers and recurring subscriptions to MA's data and decision platforms drive revenue, which rose 8% year-over-year to $2.08 billion in Q1 2026. The company is aggressively returning capital, repurchasing $1.48 billion of stock in the quarter and pushing MA toward AI-adjacent data licensing as a growth engine alongside its entrenched ratings duopoly position.

Generated from MCO's filing dated 2026-02-18

Key risks

AI
  • Aggressive buybacks eroded equity: treasury repurchases hit $1.47B in Q1 2026 vs $373M prior year, cutting shareholders' equity from $4.05B to $2.99B.
  • Liquidity tightened sharply: cash fell $915M to $1.47B while $576M of long-term debt rolled to current, leaving negative working capital of $571M.
  • MIS ratings segment remains tied to debt issuance cycles; rising interest expense ($66M, +8% YoY) signals refinancing pressure as capital returns outpace free cash flow.

Generated from MCO's filing dated 2026-02-18

Profitability

Operating margin

43.4%

7.0%

Net margin

31.9%

9.7%

Return on equity

60.7%

5.1%

Return on assets

15.5%

17.0%

Leverage

Debt / equity

2.90×

13.3%

Long-term debt / equity

1.73×

8.6%

Debt / assets

74.4%

3.4%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$2.08B+8.1%$661.0M+5.8%31.8%

Q4 2025

2025-12-31

$1.89B+13.0%$610.0M+54.4%32.3%

Q3 2025

2025-09-30

$2.01B+10.7%$646.0M+21.0%32.2%

Q2 2025

2025-06-30

$1.90B+4.5%$578.0M+4.7%30.5%

Q1 2025

2025-03-31

$1.92B+7.7%$625.0M+8.3%32.5%

Q4 2024

2024-12-31

$1.67B$395.0M23.6%

Q3 2024

2024-09-30

$1.81B+23.2%$534.0M+37.3%29.5%

Q2 2024

2024-06-30

$1.82B+21.6%$552.0M+46.4%30.4%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Services-Consumer Credit Reporting, Collection Agencies · SIC 7320

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Insider activity

Insider buying

$0

Insider selling

$16.8M

Net activity

−$16.8M

Distinct insiders

6

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-05-01

Robert Fauber

President and CEO

Sale300$466.39$139.9K
2026-05-01

Robert Fauber

President and CEO

Sale1,167$466.39$544.3K
2026-05-01

Richard G Steele

SVP - General Counsel

Sale158$466.39$73.7K
2026-04-01

Robert Fauber

President and CEO

Sale300$437.77$131.3K
2026-04-01

Robert Fauber

President and CEO

Sale592$437.77$259.2K
2026-04-01

Robert Fauber

President and CEO

Sale575$437.77$251.7K
2026-04-01

Richard G Steele

SVP - General Counsel

Sale34$437.77$14.9K
2026-04-01

Richard G Steele

SVP - General Counsel

Sale124$437.77$54.3K
2026-03-04

Jason D Phillips

Chief Acctg Off & Controller

Sale333$472.61$157.4K
2026-03-04

Noemie Clemence Heuland

SVP & Chief Financial Officer

Sale100$465.87$46.6K
2026-03-04

Michael L West

President, Moody's Investors

Sale4,250$473.72$2.0M
2026-03-03

Richard G Steele

SVP - General Counsel

Sale375$456.71$171.3K
2026-03-03

Robert Fauber

President and CEO

Sale5,213$456.71$2.4M
2026-02-26

Michael L West

President, Moody's Investors

Sale2,139$474.19$1.0M
2026-02-26

Michael L West

President, Moody's Investors

Sale1,188$473.94$563.0K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns MCO

Institutional value

$20.88B

Total shares held

49.1M

Distinct holders

754

As of

2026-03-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1VANGUARD CAPITAL MANAGEMENT LLC9.9M$4.31BNew
2VANGUARD PORTFOLIO MANAGEMENT LLC3.9M$1.69BNew
3Fiera Capital Corp2.4M$1.03BNew
4PineStone Asset Management Inc.2.3M$1.03BNew
5Bank of New York Mellon Corp2.3M$1.02BNew
6Rothschild & Co Wealth Management UK Ltd1.1M$483.8MNew
7PRINCIPAL FINANCIAL GROUP INC1.1M$472.0MNew
8Legal & General Group Plc1.0M$455.8MNew
9Invesco Ltd.1.0M$448.9MNew
10VANGUARD FIDUCIARY TRUST CO883.7K$385.5MNew
11DIMENSIONAL FUND ADVISORS LP883.0K$385.2MNew
12Ninety One UK Ltd840.3K$366.6MNew
13BAILLIE GIFFORD & CO764.3K$333.4MNew
14DEUTSCHE BANK AG\746.9K$325.8MNew
15Allen Investment Management, LLC701.8K$306.2MNew
16Nuveen, LLC659.9K$287.9MNew
17STIFEL FINANCIAL CORP655.9K$286.2MNew
18Russell Investments Group, Ltd.614.4K$267.8MNew
19UBS Group AG588.8K$256.9MNew
20BLS CAPITAL FONDSMAEGLERSELSKAB A/S518.2K$226.1MNew

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

AI
  1. 1

    You repurchased $1.48B of stock this quarter versus $373M a year ago, while cash fell to $1.47B and $576M debt comes current—why this aggressive pace now?

  2. 2

    Operating expenses grew 7.3% against 8% revenue growth; with restructuring still running at $27M, when does MIS issuance-driven leverage actually expand margins beyond 44.3%?

  3. 3

    MA's Decision Solutions positions Moody's data as critical for AI model development—what concrete revenue is generative AI licensing contributing, and how do you defend against open-source credit datasets?

Refreshed when MCO files a new report · last from 2026-02-18