Latest revenue
$4.5M
as of 2026-03-31
Latest net income
$5.0M
as of 2026-03-31
Net margin
109.9%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $226.6M
- Enterprise value
- $226.6M
- P/E (trailing)
- 14.3×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 4.2%
- 52-wk high
- $40.00
- 52-wk low
- $24.74
- Beta
- —
- Shares out
- 6.4M
5-year trend
What this company does
Item 1. Business History and Business National Bankshares, Inc. (the “Company” or “NBI”) is a financial holding company that was organized in 1986 under the laws of Virginia and is registered under the Bank Holding Company Act of 1956, as amended ("BHCA"). National Bankshares, Inc. common stock is listed on the Nasdaq Capital Market and is traded under the symbol “NKSH.” It conducts most of its operations through its wholly-owned community bank subsidiary, The National Bank of Blacksburg (the “Bank” or “NBB”). It also owns National Bankshares Financial Services, Inc. (“NBFS”), which does business as National Bankshares Insurance Services and National Bankshares Investment Services.…
AI summary unavailable — showing raw filing excerpt
Generated from NKSH's filing dated 2026-03-27
Key risks
Item 1A. Risk Factors An investment in the Company’s common stock involves certain risks, including those described below. In addition to the other information set forth in this Form 10-K, investors in the Company’s securities should carefully consider the factors discussed below. These factors, either alone or taken together, could materially and adversely affect the Company’s business, financial condition, liquidity, results of operations, capital position, and prospects. One or more of these could cause the Company’s future results to differ materially from its historical results or the results contemplated by the forward-looking statements contained in this report, in which case the…
AI summary unavailable — showing raw filing excerpt
Generated from NKSH's filing dated 2026-03-27
Profitability
Net margin
18.6%
92.7%Return on equity
10.1%
86.5%Return on assets
2549.5%
6981.4%Leverage
Debt / equity
-1.00×
0.2%Debt / assets
-46897.3%
20984.7%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $4.5M | -29.3% | $5.0M | +53.9% | 109.9% |
Q4 2025 2025-12-31 | $75.7M | +5.8% | $5.9M | +91.0% | 7.8% |
Q3 2025 2025-09-30 | $1.9M | +3.7% | $4.4M | +65.2% | 232.6% |
Q2 2025 2025-06-30 | $1.3M | +4.8% | $2.3M | +848.0% | 181.4% |
Q1 2025 2025-03-31 | $6.4M | +41.5% | $3.2M | +48.9% | 50.4% |
Q4 2024 2024-12-31 | $71.6M | — | $3.1M | — | 4.3% |
Q3 2024 2024-09-30 | $1.8M | -35.1% | $2.7M | -12.9% | 146.1% |
Q2 2024 2024-06-30 | $1.2M | -46.0% | $-306.0K | -107.8% | -25.4% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
National Commercial Banks · SIC 6021
Your notes
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Insider activity
Insider buying
$40.4K
Insider selling
$0
Net activity
+$40.4K
Distinct insiders
3
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns NKSH
Institutional value
$42.7M
Total shares held
1.2M
Distinct holders
52
-28 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 441.2K | $16.1M | +2.1K (+0.5%) | Added |
| 2 | VANGUARD CAPITAL MANAGEMENT LLC | 269.6K | $9.8M | — | New |
| 3 | DIMENSIONAL FUND ADVISORS LP | 134.3K | $4.9M | +8.3K (+6.6%) | Added |
| 4 | LPL Financial LLC | 52.0K | $1.9M | +1.4K (+2.8%) | Added |
| 5 | VANGUARD FIDUCIARY TRUST CO | 39.9K | $1.5M | — | New |
| 6 | VANGUARD PORTFOLIO MANAGEMENT LLC | 36.0K | $1.3M | — | New |
| 7 | Partners in Financial Planning | 21.4K | $780.3K | +0 (+0.0%) | No change |
| 8 | Taylor Hoffman Capital Management LLC | 18.1K | $660.8K | +0 (+0.0%) | No change |
| 9 | UBS Group AG | 16.9K | $616.4K | +14.3K (+545.2%) | Added |
| 10 | Bank of New York Mellon Corp | 14.4K | $524.5K | -4.2K (-22.6%) | Trimmed |
| 11 | Nuveen, LLC | 11.0K | $401.7K | +0 (+0.0%) | No change |
| 12 | D.A. DAVIDSON & CO. | 10.1K | $368.8K | +185 (+1.9%) | Added |
| 13 | Carson Advisory Inc. | 10.0K | $364.1K | +0 (+0.0%) | No change |
| 14 | Kingsview Wealth Management, LLC | 9.1K | $331.0K | +0 (+0.0%) | No change |
| 15 | PRIVATE TRUST CO NA | 7.5K | $273.1K | +0 (+0.0%) | No change |
| 16 | WELLS FARGO & COMPANY/MN | 7.1K | $259.2K | -4.8K (-40.5%) | Trimmed |
| 17 | HSBC HOLDINGS PLC | 7.0K | $257.3K | — | New |
| 18 | ENVESTNET ASSET MANAGEMENT INC | 6.8K | $248.4K | — | New |
| 19 | AdviceOne Advisory Services, LLC | 6.5K | $237.2K | +0 (+0.0%) | No change |
| 20 | MINDSET WEALTH MANAGEMENT, LLC | 6.5K | $235.4K | +0 (+0.0%) | No change |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once NKSH's latest filing finishes processing.