Operative Builders · SIC 1531

NVR INC

NVR

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Latest revenue

$1.88B

as of 2026-03-31

Latest net income

$198.4M

as of 2026-03-31

Net margin

10.5%

as of 2026-03-31

Price · 5Y

+4.3% / yr 9.4 pts / yr vs S&P 500 23.5% total
Compare:

Live market

delayed ≤15 min
$6036.99
0.18%
Market cap
$16.30B
Enterprise value
$15.23B
P/E (trailing)
12.2×
Forward P/E
P/B
4.11×
Dividend yield
0.0%
52-wk high
$8618.28
52-wk low
$5501.01
Beta
Shares out
2.7M

5-year trend

What this company does

AI

NVR builds and sells single-family homes, townhomes, and condos across the eastern US under the Ryan Homes, NVHomes, and Heartland Homes brands. Homebuilding revenue from settled home sales drives the business, contributing roughly $7.5 billion year-to-date, while a mortgage banking arm originates and sells loans to NVR's buyers. Profitability is compressing in 2025, with nine-month net income falling 20% to $976 million as margins tighten and contract land deposit impairments rise, even as the company aggressively buys back stock.

Key risks

AI
  • Earnings deterioration: Q3 net income fell 20% YoY to $342.7M; homebuilding revenue down 4.4% and gross margin compressed as costs rose.
  • Contract land deposit exposure: $868M in deposits (up from $727M) plus $40.1M in YTD impairments signal stress in NVR's land-light VIE model.
  • Aggressive buybacks shrinking equity: $1.33B treasury repurchases YTD drove shareholders' equity down to $3.97B while cash fell $629M to $1.93B.

Profitability

Operating margin

19.1%

7.1%

Net margin

13.0%

18.8%

Return on equity

34.7%

13.2%

Return on assets

22.9%

13.2%

Leverage

Debt / equity

0.52×

0.0%

Long-term debt / equity

0.24×

8.7%

Debt / assets

34.0%

0.0%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$1.88B-21.7%$198.4M-33.8%10.5%

Q4 2025

2025-12-31

$2.71B-4.7%$363.8M-20.5%13.4%

Q3 2025

2025-09-30

$2.61B-4.5%$342.7M-20.2%13.1%

Q2 2025

2025-06-30

$2.60B-0.5%$333.7M-16.8%12.8%

Q1 2025

2025-03-31

$2.40B+3.0%$299.6M-24.0%12.5%

Q4 2024

2024-12-31

$2.85B$457.4M16.1%

Q3 2024

2024-09-30

$2.73B+6.4%$429.3M-0.9%15.7%

Q2 2024

2024-06-30

$2.61B+11.7%$400.9M-0.8%15.3%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Operative Builders · SIC 1531

No data yet for industry average

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Insider activity

Insider buying

$172.6K

Insider selling

$16.9M

Net activity

−$16.7M

Distinct insiders

4

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-04-24

Michael J Devito

Director

Purchase11$6699.50$73.7K
2026-02-13

Susan Williamson Ross

Director

Sale200$7922.06$1.6M
2026-02-10

Matthew B. Kelpy

VP, Chief Accounting Officer

Sale500$8100.00$4.0M
2026-02-05

Susan Williamson Ross

Director

Sale200$8091.62$1.6M
2026-02-04

Susan Williamson Ross

Director

Sale220$8000.00$1.8M
2025-11-03

Michael J Devito

Director

Purchase14$7068.05$99.0K
2025-08-26

Alexandra A Jung

Director

Sale200$8082.44$1.6M
2025-08-22

Alexandra A Jung

Director

Sale50$8231.74$411.6K
2025-08-13

Matthew B. Kelpy

VP, Chief Accounting Officer

Sale600$8100.00$4.9M
2025-08-04

Susan Williamson Ross

Director

Sale125$7850.28$981.3K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns NVR

Institutional value

$9.86B

Total shares held

1.5M

Distinct holders

433

As of

2026-03-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.282.0K$1.86BNew
2VANGUARD CAPITAL MANAGEMENT LLC177.6K$1.17BNew
3Capital Research Global Investors163.0K$1.07BNew
4VANGUARD PORTFOLIO MANAGEMENT LLC119.3K$786.1MNew
5PRINCIPAL FINANCIAL GROUP INC58.2K$383.8MNew
6Boston Partners58.0K$382.1MNew
7Invesco Ltd.43.0K$283.3MNew
8Capital World Investors40.8K$268.6MNew
9DIMENSIONAL FUND ADVISORS LP40.2K$264.6MNew
10Nuveen, LLC29.4K$193.4MNew
11FIRST TRUST ADVISORS LP24.4K$160.9MNew
12DEUTSCHE BANK AG\23.9K$157.5MNew
13UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC21.3K$140.1MNew
14DIAMOND HILL CAPITAL MANAGEMENT INC21.2K$139.4MNew
15Legal & General Group Plc19.1K$125.6MNew
16TD ASSET MANAGEMENT INC17.9K$117.7MNew
17UBS Group AG15.9K$104.9MNew
18VANGUARD FIDUCIARY TRUST CO15.6K$102.7MNew
19Liontrust Investment Partners LLP13.0K$95.1MNew
20Assenagon Asset Management S.A.13.9K$91.7MNew

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

AI
  1. 1

    Homebuilding gross margin compressed to 21% in Q3 from 23% a year ago—how much further deterioration should we model into 2026?

  2. 2

    Contract land deposit impairments swung to a $40M charge from a $5M recovery—which markets drove this and is more coming?

  3. 3

    With $1.33B in buybacks against $682M operating cash flow, how do you justify continued aggressive repurchases as cash fell to $1.93B?