Latest revenue
$38.9M
as of 2026-03-31
Latest net income
$7.2M
as of 2026-03-31
Net margin
18.6%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $210.6M
- Enterprise value
- $210.6M
- P/E (trailing)
- 8.2×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 3.5%
- 52-wk high
- $15.27
- 52-wk low
- $11.52
- Beta
- —
- Shares out
- 14.9M
5-year trend
What this company does
Item 1. Business. Overview Founded in 2005 as First Standard Bank, and rebranded as Open Bank in 2010, we formed OP Bancorp as our holding company in 2016. OP Bancorp, headquartered in Los Angeles, California, operates its commercial community banking activities through Open Bank ("Open Bank" or the "Bank"), our wholly owned banking subsidiary. We provide commercial banking services to small and medium-sized businesses, their owners, and retail customers, with a focus on the Korean-American community. We currently operate twelve full service branches: nine branches across Los Angeles and Orange Counties in California, as well as one branch each in Santa Clara, California; Carrollton, Texas;…
AI summary unavailable — showing raw filing excerpt
Generated from OPBK's filing dated 2026-03-13
Key risks
Item 1A. Risk Factors. You should carefully consider the risks and uncertainties described below, together with the information included elsewhere in this Form 10-K and other documents we file with the SEC. The following risks and uncertainties described below are those that we have identified as material. Events or circumstances arising from one or more of these risks could adversely affect our business, financial condition, operating results and prospects and the value and price of our common stock could decline. The risks identified below are not intended to be a comprehensive list of all risks we face. Additional risks and uncertainties not presently known to us, or that we may…
AI summary unavailable — showing raw filing excerpt
Generated from OPBK's filing dated 2026-03-13
Profitability
Net margin
15.4%
12.5%Return on equity
11.2%
9.4%Return on assets
108.5%
18.0%Leverage
Debt / equity
-0.90×
0.9%Debt / assets
-865.0%
8.8%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $38.9M | +6.6% | $7.2M | +30.1% | 18.6% |
Q4 2025 2025-12-31 | $52.8M | +6.9% | $7.0M | +41.6% | 13.3% |
Q3 2025 2025-09-30 | $39.1M | +8.3% | $6.7M | +23.3% | 17.1% |
Q2 2025 2025-06-30 | $38.2M | +9.9% | $6.3M | +16.5% | 16.6% |
Q1 2025 2025-03-31 | $36.5M | +8.2% | $5.6M | +6.4% | 15.2% |
Q4 2024 2024-12-31 | $49.4M | — | $5.0M | — | 10.1% |
Q3 2024 2024-09-30 | $36.1M | +17.1% | $5.4M | +6.2% | 15.0% |
Q2 2024 2024-06-30 | $34.8M | +12.6% | $5.4M | -10.8% | 15.6% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
State Commercial Banks · SIC 6022
Your notes
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Insider activity
Insider buying
$24.8K
Insider selling
$12.4K
Net activity
+$12.4K
Distinct insiders
2
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns OPBK
Institutional value
$70.3M
Total shares held
5.5M
Distinct holders
46
-41 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | DIVERSIFY WEALTH MANAGEMENT, LLC | 1.8M | $26.5M | — | New |
| 2 | BlackRock, Inc. | 745.0K | $9.9M | -2.2K (-0.3%) | Trimmed |
| 3 | DIMENSIONAL FUND ADVISORS LP | 636.1K | $8.5M | +26.6K (+4.4%) | Added |
| 4 | VANGUARD CAPITAL MANAGEMENT LLC | 559.3K | $7.4M | — | New |
| 5 | Truffle Hound Capital, LLC | 400.0K | $5.3M | +0 (+0.0%) | No change |
| 6 | Gator Capital Management, LLC | 263.4K | $3.5M | +12.2K (+4.9%) | Added |
| 7 | Connor, Clark & Lunn Investment Management Ltd. | 150.8K | $2.0M | +2.7K (+1.9%) | Added |
| 8 | VANGUARD FIDUCIARY TRUST CO | 74.1K | $986.1K | — | New |
| 9 | PRUDENTIAL FINANCIAL INC | 73.3K | $975.5K | +8.8K (+13.7%) | Added |
| 10 | VANGUARD PORTFOLIO MANAGEMENT LLC | 68.2K | $907.7K | — | New |
| 11 | Bank of New York Mellon Corp | 62.4K | $829.8K | -4.5K (-6.7%) | Trimmed |
| 12 | MARTINGALE ASSET MANAGEMENT L P | 47.6K | $633.7K | +6.8K (+16.7%) | Added |
| 13 | FIRST TRUST ADVISORS LP | 42.2K | $561.0K | -387 (-0.9%) | Trimmed |
| 14 | Russell Investments Group, Ltd. | 39.7K | $528.6K | -6.1K (-13.4%) | Trimmed |
| 15 | D.A. DAVIDSON & CO. | 22.9K | $304.8K | +608 (+2.7%) | Added |
| 16 | O'SHAUGHNESSY ASSET MANAGEMENT, LLC | 15.2K | $202.1K | -1.4K (-8.6%) | Trimmed |
| 17 | Nuveen, LLC | 14.6K | $194.2K | -5.5K (-27.5%) | Trimmed |
| 18 | STRS OHIO | 14.1K | $187.5K | +0 (+0.0%) | No change |
| 19 | RITHOLTZ WEALTH MANAGEMENT | 10.4K | $138.4K | -163 (-1.5%) | Trimmed |
| 20 | Daytona Street Capital LLC | 8.7K | $118.3K | +0 (+0.0%) | No change |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once OPBK's latest filing finishes processing.