Life Insurance · SIC 6311

Primerica, Inc.

PRI

Watch

Latest revenue

$43.3M

as of 2026-03-31

Latest net income

$190.1M

as of 2026-03-31

Net margin

439.2%

as of 2026-03-31

Price · 5Y

+13.2% / yr 0.5 pts / yr vs S&P 500 85.6% total
Compare:

Live market

delayed ≤15 min
$279.75
0.44%
Market cap
$8.72B
Enterprise value
$8.72B
P/E (trailing)
11.6×
Forward P/E
P/B
Dividend yield
1.6%
52-wk high
$288.03
52-wk low
$230.09
Beta
Shares out
31.2M

5-year trend

What this company does

AI

ITEM 1. BUSINESS. Primerica, Inc. (“Primerica” or the “Parent Company” and, together with its direct and indirect subsidiaries, “we”, “us” or the “Company”) is a leading provider of financial products and services to middle-income households in the United States and Canada with 151,524 life insurance-licensed sales representatives as of December 31, 2025. These independent licensed representatives (“independent sales representatives” or “independent sales force”) assist our clients in meeting their needs for term life insurance, which we underwrite, and mutual funds, annuities, managed investments, and other financial products, which we distribute primarily on behalf of third parties. We…

AI summary unavailable — showing raw filing excerpt

Generated from PRI's filing dated 2026-02-27

Key risks

AI

ITEM 1A. RISK FACTORS. Risks Related to Our Distribution Structure Our failure to continue to attract new recruits, retain independent sales representatives or license or maintain the licensing of independent sales representatives would materially adversely affect our business, financial condition and results of operations. New independent sales representatives provide us with access to new clients, enable us to increase sales and provide the next generation of successful independent sales representatives. As is typical with distribution businesses, we experience a high rate of turnover among part-time independent sales representatives, which requires us to attract, retain and motivate a…

AI summary unavailable — showing raw filing excerpt

Generated from PRI's filing dated 2026-02-27

Profitability

Net margin

22.8%

49.8%

Return on equity

30.7%

47.5%

Return on assets

5.0%

55.1%

Leverage

Debt / equity

5.14×

5.8%

Long-term debt / equity

0.24×

7.5%

Debt / assets

83.7%

0.9%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$43.3M+3.9%$190.1M+12.4%439.2%

Q4 2025

2025-12-31

$3.17B+6.6%

Q3 2025

2025-09-30

$42.4M+3.2%

Q2 2025

2025-06-30

$40.9M+6.4%

Q1 2025

2025-03-31

$41.7M+10.2%$169.1M+22.6%405.7%

Q4 2024

2024-12-31

$2.97B

Q3 2024

2024-09-30

$41.1M+18.4%

Q2 2024

2024-06-30

$38.5M+18.7%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Life Insurance · SIC 6311

Your notes

Keep private notes on PRI — thesis, target price, catalysts to watch.

Visible only to you. Never shared. Never used to train AI.

Sign in to write a note

Insider activity

Insider buying

$0

Insider selling

$4.8M

Net activity

−$4.8M

Distinct insiders

4

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-05-18

Peter W. Schneider

President

Sale1,800$279.64$503.4K
2026-03-10

Peter W. Schneider

President

Sale1,800$252.38$454.3K
2026-03-02

Nicholas Adam Jendusa

Principal Accounting Officer

Sale190$255.51$48.5K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns PRI

Institutional value

$3.71B

Total shares held

15.1M

Distinct holders

353

+41 vs prior

As of

2026-03-31

Prior: 2025-12-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.3.0M$750.1M+41.8K (+1.4%)Added
2VANGUARD PORTFOLIO MANAGEMENT LLC1.8M$458.8MNew
3VANGUARD CAPITAL MANAGEMENT LLC1.4M$358.9MNew
4BANK OF MONTREAL /CAN/1.3M$315.0M-54.2K (-4.1%)Trimmed
5DIMENSIONAL FUND ADVISORS LP650.6K$162.9M+7.6K (+1.2%)Added
6FIRST TRUST ADVISORS LP529.2K$132.6M+23.9K (+4.7%)Added
7LYRICAL ASSET MANAGEMENT LP506.0K$126.8M-35.3K (-6.5%)Trimmed
8AGF MANAGEMENT LTD430.8K$107.9M+10.2K (+2.4%)Added
9Invesco Ltd.357.6K$89.6M-81 (-0.0%)Trimmed
10Bank of New York Mellon Corp314.1K$78.7M+2.4K (+0.8%)Added
11WELLS FARGO & COMPANY/MN280.1K$70.2M-17.8K (-6.0%)Trimmed
12Quantum Capital Management, LLC / NJ250.9K$62.8M-2.8K (-1.1%)Trimmed
13Life Cycle Investment Partners Ltd245.2K$61.4M+87.6K (+55.6%)Added
14NORDEA INVESTMENT MANAGEMENT AB216.5K$53.1MNew
15VANGUARD FIDUCIARY TRUST CO198.2K$49.6MNew
16ROYAL LONDON ASSET MANAGEMENT LTD157.5K$39.5M+643 (+0.4%)Added
17UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC141.4K$35.4M-1.6K (-1.1%)Trimmed
18JPMORGAN CHASE & CO112.8K$27.9M+4.8K (+4.5%)Added
19Nuveen, LLC110.9K$27.8M-2.5K (-2.2%)Trimmed
20Arbejdsmarkedets Tillaegspension101.0K$25.3MNew

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once PRI's latest filing finishes processing.