Latest revenue
$2.5M
as of 2026-03-31
Latest net income
$-3.3M
as of 2026-03-31
Net margin
-129.6%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $10.0M
- Enterprise value
- $10.0M
- P/E (trailing)
- —
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 0.0%
- 52-wk high
- $8.55
- 52-wk low
- $0.14
- Beta
- —
- Shares out
- 1.3M
5-year trend
What this company does
Item 1. Business Our Company Ryvyl is a financial technology company that provides global payment acceptance and disbursement solutions. Ryvyl enables merchants to accept credit card payments through arrangements with third-party acquiring banks and payment processors. Credit card payment processing services represent the substantial majority of Ryvyl’s revenues. In addition, Ryvyl offers NEMS Core, an internally developed disbursements platform launched in late 2024 that enables businesses to seamlessly and efficiently distribute funds. Company History The Company was formerly known as ASAP Expo, Inc. and was incorporated in the State of Nevada on April 10, 2007. On January 4, 2020, PubCo…
AI summary unavailable — showing raw filing excerpt
Generated from RVYL's filing dated 2026-04-15
Key risks
Item 1A. Risk Factors The following describes material risks, uncertainties, and other factors that could have a material effect on us and our operations. The risks described below may not be the only risks we face, as our business and operations may also be subject to risks that we do not yet know of, or that we currently believe are immaterial. If any of the events or circumstances described below actually occur, our business, financial condition, results of operations or cash flow could be materially and adversely affected and the trading price of our common stock could decline. The following risk factors should be read in conjunction with the other information contained herein,…
AI summary unavailable — showing raw filing excerpt
Generated from RVYL's filing dated 2026-04-15
Profitability
Gross margin
47.7%
19.1%Operating margin
-118.1%
143.0%Net margin
-157.5%
228.7%Return on equity
-2623.7%
245.9%Return on assets
-133.8%
509.8%Leverage
Debt / equity
18.61×
122.4%Long-term debt / equity
0.92×
107.9%Debt / assets
94.9%
6.2%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $2.5M | -8.5% | $-3.3M | -19.2% | -129.6% |
Q4 2025 2025-12-31 | $2.8M | -91.6% | $-4.4M | +35.6% | -157.9% |
Q3 2025 2025-09-30 | $2.8M | -1.6% | $-2.0M | +62.3% | -70.1% |
Q2 2025 2025-06-30 | $2.8M | -6.4% | $-8.4M | +30.6% | -302.1% |
Q1 2025 2025-03-31 | $2.8M | -83.5% | $-2.8M | -2.5% | -99.5% |
Q4 2024 2024-12-31 | $33.4M | — | $-6.9M | — | -20.5% |
Q3 2024 2024-09-30 | $2.8M | -83.8% | $-5.2M | -66.0% | -182.7% |
Q2 2024 2024-06-30 | $3.0M | -80.0% | $-12.1M | -0.9% | -407.5% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Services-Management Consulting Services · SIC 8742
Your notes
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Insider activity
Insider buying
$408.2K
Insider selling
$89.2K
Net activity
+$319.0K
Distinct insiders
2
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns RVYL
Institutional value
$64.8K
Total shares held
12.9K
Distinct holders
7
-16 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | VANGUARD CAPITAL MANAGEMENT LLC | 7.4K | $37.0K | — | New |
| 2 | VANGUARD FIDUCIARY TRUST CO | 5.0K | $25.3K | — | New |
| 3 | BlackRock, Inc. | 372 | $1.9K | -12.6K (-97.1%) | Trimmed |
| 4 | UBS Group AG | 75 | $378 | -30.5K (-99.8%) | Trimmed |
| 5 | Vanguard Global Advisers, LLC | 20 | $101 | — | New |
| 6 | WOLFF WIESE MAGANA LLC | 20 | $101 | -734 (-97.3%) | Trimmed |
| 7 | BNP PARIBAS FINANCIAL MARKETS | 4 | $20 | -96 (-96.0%) | Trimmed |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once RVYL's latest filing finishes processing.