Latest revenue
$212.9M
as of 2026-03-31
Latest net income
$83.0M
as of 2026-03-31
Net margin
39.0%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $4.23B
- Enterprise value
- $4.23B
- P/E (trailing)
- 15.3×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 1.8%
- 52-wk high
- $90.64
- 52-wk low
- $67.20
- Beta
- —
- Shares out
- 54.7M
5-year trend
What this company does
Overview We are a bank holding company within the meaning of the Bank Holding Company Act of 1956 and are headquartered in Birmingham, Alabama. Through our wholly-owned subsidiary bank, we operate 33 full-service banking offices located in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. We also operate a loan production office in Florida. Through our bank, we originate commercial, consumer and other loans and accept deposits, provide electronic banking services, such as online and mobile banking, including remote deposit capture, deliver treasury and cash management services and provide correspondent banking services to other financial institutions. As of…
AI summary unavailable — showing raw filing excerpt
Generated from SFBS's filing dated 2026-02-27
Key risks
The following list identifies the material risk factors known to us as of the date of this Form 10-K. Our business, financial condition, results of operations and prospectus and ability to pay dividends could be materially harmed by any of the following risks or by other risks identified in this Form 10-K, as well as by other risks we may not have anticipated or viewed as material as of the date of this Form 10-K. Such risks and uncertainties could cause actual results to differ materially from those contained in forward-looking statements presented elsewhere by management. See also “Cautionary Note Regarding Forward-Looking Statements.” Risks Related to Our Business We are dependent on the…
AI summary unavailable — showing raw filing excerpt
Generated from SFBS's filing dated 2026-02-27
Profitability
Net margin
27.2%
17.4%Return on equity
15.0%
6.4%Return on assets
63.5%
564.5%Leverage
Debt / equity
-0.76×
262.5%Debt / assets
-324.9%
1115.6%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $212.9M | +6.9% | $83.0M | +31.2% | 39.0% |
Q1 2025 2025-03-31 | $199.1M | — | $63.2M | — | 31.8% |
Q2 2024 2024-06-30 | $5.3M | +27.7% | $52.1M | -2.5% | 982.4% |
Q3 2023 2023-09-30 | $6.0M | — | $53.3M | — | 890.8% |
Q2 2023 2023-06-30 | $4.2M | — | $53.5M | — | 1286.8% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
State Commercial Banks · SIC 6022
Your notes
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Insider activity
Insider buying
$0
Insider selling
$5.1M
Net activity
−$5.1M
Distinct insiders
2
Open-market trades over the last 365 days.
Recent transactions
| Date | Insider | Type | Shares | Price | Value | |
|---|---|---|---|---|---|---|
| 2026-03-24 | Richard J. Cashio Director | Sale | 42,000 | $74.50 | $3.1M | |
| 2025-08-22 | Thomas A Broughton Chairman, President, & CEO | Sale | 22,206 | $87.99 | $2.0M |
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns SFBS
Institutional value
$1.79B
Total shares held
24.9M
Distinct holders
219
-102 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 7.5M | $543.6M | +23.9K (+0.3%) | Added |
| 2 | VANGUARD PORTFOLIO MANAGEMENT LLC | 3.4M | $245.5M | — | New |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | 2.3M | $166.2M | — | New |
| 4 | DIMENSIONAL FUND ADVISORS LP | 1.1M | $82.6M | +10.0K (+0.9%) | Added |
| 5 | JPMORGAN CHASE & CO | 1.0M | $74.7M | -44.0K (-4.1%) | Trimmed |
| 6 | PRINCIPAL FINANCIAL GROUP INC | 984.9K | $71.7M | -33.4K (-3.3%) | Trimmed |
| 7 | Welch Group, LLC | 975.9K | $71.1M | -27.6K (-2.7%) | Trimmed |
| 8 | Copeland Capital Management, LLC | 753.5K | $54.9M | — | New |
| 9 | FIRST TRUST ADVISORS LP | 562.6K | $41.0M | -9.3K (-1.6%) | Trimmed |
| 10 | WASATCH ADVISORS LP | 552.2K | $40.2M | +70.3K (+14.6%) | Added |
| 11 | Bank of New York Mellon Corp | 404.3K | $29.4M | -11.8K (-2.8%) | Trimmed |
| 12 | VANGUARD FIDUCIARY TRUST CO | 351.4K | $25.6M | — | New |
| 13 | WELLS FARGO & COMPANY/MN | 270.5K | $19.7M | -82.1K (-23.3%) | Trimmed |
| 14 | Nuveen, LLC | 241.3K | $17.6M | +125.2K (+107.7%) | Added |
| 15 | DEPRINCE RACE & ZOLLO INC | 233.8K | $17.0M | -302.4K (-56.4%) | Trimmed |
| 16 | ENVESTNET ASSET MANAGEMENT INC | 214.0K | $15.6M | +131.6K (+159.6%) | Added |
| 17 | SEI INVESTMENTS CO | 195.4K | $14.2M | +56.0K (+40.1%) | Added |
| 18 | Public Sector Pension Investment Board | 179.8K | $13.1M | +5.9K (+3.4%) | Added |
| 19 | MUTUAL OF AMERICA CAPITAL MANAGEMENT LLC | 142.9K | $10.4M | -6.2K (-4.2%) | Trimmed |
| 20 | RHUMBLINE ADVISERS | 135.9K | $9.9M | -4.0K (-2.9%) | Trimmed |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once SFBS's latest filing finishes processing.