National Commercial Banks · SIC 6021

Seneca Bancorp, Inc.

SNNF

Watch

Latest revenue

$3.9M

as of 2026-03-31

Latest net income

$-50.0K

as of 2026-03-31

Net margin

-1.3%

as of 2026-03-31

Price · 5Y

+2.1% / yr 11.6 pts / yr vs S&P 500 11.2% total
Compare:

Live market

delayed ≤15 min
$11.95
1.22%
Market cap
$21.5M
Enterprise value
$21.5M
P/E (trailing)
125.1×
Forward P/E
P/B
Dividend yield
0.0%
52-wk high
$14.60
52-wk low
$9.55
Beta
Shares out
1.8M

5-year trend

What this company does

AI

Item 1. Business Seneca Bancorp, Inc. Seneca Bancorp, Inc. (“Seneca Bancorp”; the “Company”; “we”; “our”) is a Maryland corporation that was incorporated in June 2025 to become the registered bank holding company for Seneca Savings Bank, National Association (“Seneca Savings Bank” or the “Bank”) upon the conversion of Seneca Financial MHC (the “Mutual Holding Company”), a federally chartered mutual holding company, from the mutual-to-stock form of organization, which occurred on October 15, 2025 (the “Conversion”). The Company sold 1,044,858 shares of common stock, par value $0.01 per share, at a price of $10.00 per share, for gross proceeds of approximately $10.4 million. Shares of the…

AI summary unavailable — showing raw filing excerpt

Generated from SNNF's filing dated 2026-03-30

Key risks

AI

Item 1A. Risk Factors Not applicable, as the Company is a smaller reporting company.

AI summary unavailable — showing raw filing excerpt

Generated from SNNF's filing dated 2026-03-30

Profitability

Net margin

1.0%

78.1%

Return on equity

0.7%

75.8%

Return on assets

5.3%

75.2%

Leverage

Debt / equity

-0.86×

0.4%

Debt / assets

-629.2%

3.2%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$3.9M+15.1%$-50.0K-133.8%-1.3%

Q4 2025

2025-12-31

$7.1M$-65.0K-0.9%

Q3 2025

2025-09-30

$3.2M+6.3%$137.0K-58.2%4.3%

Q2 2025

2025-06-30

$3.1M+7.9%$-48.0K-127.3%-1.5%

Q1 2025

2025-03-31

$3.4M$148.0K4.3%

Q3 2024

2024-09-30

$3.0M$328.0K10.9%

Q2 2024

2024-06-30

$2.9M$176.0K6.0%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

National Commercial Banks · SIC 6021

No data yet for industry average

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Insider activity

Insider buying

$0

Insider selling

$0

Net activity

+$0

Distinct insiders

0

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns SNNF

No institutional holdings on file for SNNF yet.

Source: SEC Form 13F-HR. Updated quarterly (45-day filing lag).

Top questions investors are asking

Coming once SNNF's latest filing finishes processing.