Services-Computer Processing & Data Preparation · SIC 7374

Toast, Inc.

TOST

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Latest revenue

$1.63B

as of 2026-03-31

Latest net income

$126.0M

as of 2026-03-31

Net margin

7.7%

as of 2026-03-31

Price · 5Y

-17.2% / yr 31.0 pts / yr vs S&P 500 58.5% total
Compare:

Live market

delayed ≤15 min
$23.16
0.52%
Market cap
$13.36B
Enterprise value
$13.36B
P/E (trailing)
39.1×
Forward P/E
P/B
Dividend yield
0.0%
52-wk high
$49.66
52-wk low
$22.26
Beta
Shares out
577.0M

5-year trend

What this company does

AI

Item 1. Business Our Mission Our mission is to empower the restaurant community to delight their guests, do what they love, and thrive. Overview Toast, Inc., which we refer to as Toast, we, or the Company, is a cloud-based, all-in-one digital technology platform purpose-built for the entire restaurant community. We provide a comprehensive platform of software-as-a-service, or SaaS, products and financial technology solutions, including integrated payment processing, restaurant-grade hardware, and a broad ecosystem of third-party partners. We serve as the restaurant operating system, connecting front of house and back of house operations across service models including dine-in, takeout,…

AI summary unavailable — showing raw filing excerpt

Generated from TOST's filing dated 2026-02-18

Key risks

AI

Table of Contents Item 1A. Risk Factors A description of the risks and uncertainties associated with our business is set forth below. You should carefully consider the risks and uncertainties described below, together with all of the other information in this Annual Report on Form 10-K, including Part II, Item 7, “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and our financial statements and related notes appearing elsewhere in this Annual Report on Form 10-K. Additional risks and uncertainties that we are unaware of, or that we currently believe are not material, may also become important factors that adversely affect our business. If any of the…

AI summary unavailable — showing raw filing excerpt

Generated from TOST's filing dated 2026-02-18

Profitability

Gross margin

25.9%

7.9%

Operating margin

4.7%

1371.2%

Net margin

5.6%

1351.0%

Return on equity

16.1%

911.9%

Return on assets

10.9%

1278.2%

Leverage

Debt / equity

0.48×

52.7%

Long-term debt / equity

0.00×

Debt / assets

32.5%

35.6%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$1.63B+21.9%$126.0M+125.0%7.7%

Q4 2025

2025-12-31

$1.63B+22.0%$101.0M0.0%6.2%

Q3 2025

2025-09-30

$1.63B+25.1%$105.0M+907.7%6.4%

Q2 2025

2025-06-30

$1.55B+24.8%$80.0M+471.4%5.2%

Q1 2025

2025-03-31

$1.34B+24.4%$56.0M+167.5%4.2%

Q4 2024

2024-12-31

$1.34B$101.0M7.5%

Q3 2024

2024-09-30

$1.30B+26.5%$-13.0M+58.1%-1.0%

Q2 2024

2024-06-30

$1.24B+27.0%$14.0M+114.3%1.1%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Services-Computer Processing & Data Preparation · SIC 7374

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Insider activity

Insider buying

$0

Insider selling

$29.9M

Net activity

−$29.9M

Distinct insiders

8

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-04-02

Jonathan Vassil

Chief Revenue Officer

Sale6,438$26.19$168.6K
2026-04-02

Brian R Elworthy

General Counsel

Sale3,664$26.19$95.9K
2026-04-02

Stephen Fredette

President

Sale7,289$26.19$190.9K
2026-04-02

Elena Gomez

President, CFO

Sale8,929$26.19$233.8K
2026-04-02

Aman Narang

CEO

Sale13,463$26.19$352.6K
2026-03-12

Susan Chapman-Hughes

Director

Sale8,500$28.97$246.2K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns TOST

Institutional value

$5.76B

Total shares held

221.5M

Distinct holders

500

As of

2026-03-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1Capital International Investors30.6M$811.2MNew
2BlackRock, Inc.27.2M$720.1MNew
3VANGUARD CAPITAL MANAGEMENT LLC22.1M$584.9MNew
4VANGUARD PORTFOLIO MANAGEMENT LLC20.3M$537.1MNew
5JPMORGAN CHASE & CO16.8M$437.4MNew
6PRINCIPAL FINANCIAL GROUP INC8.0M$211.5MNew
7Sumitomo Mitsui Trust Group, Inc.6.9M$181.8MNew
8UBS Group AG6.6M$174.5MNew
9JANE STREET GROUP, LLC4.0M$105.3MNew
10Nikko Asset Management Americas, Inc.3.8M$101.2MNew
11JENNISON ASSOCIATES LLC3.2M$85.5MNew
12Champlain Investment Partners, LLC3.1M$81.3MNew
13FEDERATED HERMES, INC.3.1M$81.0MNew
14VANGUARD FIDUCIARY TRUST CO3.0M$80.6MNew
15NORDEA INVESTMENT MANAGEMENT AB2.2M$57.5MNew
16BNP PARIBAS FINANCIAL MARKETS2.1M$55.1MNew
17EDMOND DE ROTHSCHILD HOLDING S.A.2.1M$54.7MNew
18Stephens Investment Management Group LLC2.0M$53.3MNew
19UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC1.8M$48.8MNew
20ARK Investment Management LLC1.8M$48.0MNew

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once TOST's latest filing finishes processing.