Railroads, Line-Haul Operating · SIC 4011

UNION PACIFIC CORP

UNP

Watch

Latest revenue

$6.22B

as of 2026-03-31

Latest net income

$1.70B

as of 2026-03-31

Net margin

27.4%

as of 2026-03-31

Price · 5Y

+5.7% / yr 8.1 pts / yr vs S&P 500 31.6% total
Compare:

Live market

delayed ≤15 min
$265.88
0.17%
Market cap
$157.86B
Enterprise value
$187.77B
P/E (trailing)
22.1×
Forward P/E
P/B
8.13×
Dividend yield
2.1%
52-wk high
$276.40
52-wk low
$210.84
Beta
Shares out
593.7M

5-year trend

What this company does

AI

Union Pacific operates one of North America's largest freight railroads, hauling bulk commodities, industrial products, and intermodal containers across the western two-thirds of the United States and into Mexico. Freight transportation contracts generate nearly all revenue ($5.9 billion of $6.2 billion in the quarter), with the rail network treated as a single integrated segment. The company is pursuing a major strategic combination, evidenced by paused share repurchases and $1.2 billion in debt repayments, while Q1 2026 net income rose 5% to $1.7 billion on modest volume and pricing gains.

Generated from UNP's filing dated 2026-02-06

Key risks

AI
  • Heavy leverage: $29.8B long-term debt plus $867M current debt against $19.4B equity; Q1 interest expense $320M consumed 13% of operating income.
  • Liquidity drawdown: cash fell to $735M from $1,266M as $1.17B debt was repaid and $821M dividends paid, with no Q1 buybacks vs. $1.72B prior-year.
  • Mexico cross-border exposure: $729M of Q1 freight revenue (~12%) tied to Mexico shipments, vulnerable to tariff and trade-policy disruption.

Generated from UNP's filing dated 2026-02-06

Profitability

Operating margin

40.2%

0.3%

Net margin

29.1%

4.7%

Return on equity

38.7%

3.2%

Return on assets

10.2%

2.8%

Leverage

Debt / equity

2.77×

7.8%

Long-term debt / equity

1.64×

6.9%

Debt / assets

73.5%

2.1%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$6.22B+3.2%$1.70B+4.6%27.4%

Q4 2025

2025-12-31

$6.08B-0.6%$1.85B+4.9%30.4%

Q3 2025

2025-09-30

$6.24B+2.5%$1.79B+7.0%28.6%

Q2 2025

2025-06-30

$6.15B+2.4%$1.88B+12.1%30.5%

Q1 2025

2025-03-31

$6.03B-0.1%$1.63B-0.9%27.0%

Q4 2024

2024-12-31

$6.12B$1.76B28.8%

Q3 2024

2024-09-30

$6.09B+2.5%$1.67B+9.4%27.4%

Q2 2024

2024-06-30

$6.01B+0.7%$1.67B+6.6%27.9%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Railroads, Line-Haul Operating · SIC 4011

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Insider activity

Insider buying

$0

Insider selling

$8.5M

Net activity

−$8.5M

Distinct insiders

3

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-04-24

Jennifer L Hamann

EVP & CHIEF FINANCIAL OFFICER

Sale2,000$274.70$549.4K
2026-04-24

Kenyatta G Rocker

EVP MARKETING & SALES

Sale15,531$271.76$4.2M
2026-04-24

Kenyatta G Rocker

EVP MARKETING & SALES

Sale11,856$271.76$3.2M
2026-03-20

Eric J Gehringer

EVP OPERATIONS

Sale1,999$234.93$469.6K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns UNP

Institutional value

$35.14B

Total shares held

146.8M

Distinct holders

739

As of

2026-03-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1VANGUARD CAPITAL MANAGEMENT LLC38.6M$9.35BNew
2VANGUARD PORTFOLIO MANAGEMENT LLC14.4M$3.50BNew
3Invesco Ltd.7.3M$1.77BNew
4Fisher Asset Management, LLC6.5M$1.58BNew
5UBS Group AG5.7M$1.39BNew
6Legal & General Group Plc4.3M$1.04BNew
7DEUTSCHE BANK AG\4.1M$983.7MNew
8DIMENSIONAL FUND ADVISORS LP3.7M$894.9MNew
9Bank of New York Mellon Corp3.6M$876.0MNew
10WELLS FARGO & COMPANY/MN3.4M$830.3MNew
11VANGUARD FIDUCIARY TRUST CO3.3M$812.1MNew
12STIFEL FINANCIAL CORP2.2M$525.1MNew
13ENVESTNET ASSET MANAGEMENT INC1.9M$466.2MNew
14CIBC Bancorp USA Inc.1.8M$441.5MNew
15Swiss National Bank1.7M$422.4MNew
16Voya Investment Management LLC1.5M$374.3MNew
17LPL Financial LLC1.4M$335.7MNew
18National Pension Service1.3M$327.0MNew
19California Public Employees Retirement System1.3M$326.1MNew
20Mitsubishi UFJ Asset Management Co., Ltd.1.3M$325.9MNew

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

AI
  1. 1

    Fuel costs jumped 6.6% while freight revenue rose only 3.5%; what's the pricing power gap, and when does fuel surcharge recovery normalize?

  2. 2

    Why did you halt all share repurchases in Q1 2026 versus $1.74B returned in Q1 2025—is this signaling the Norfolk Southern deal cash needs?

  3. 3

    Operating ratio improved only ~50bps to 60.5%; given comp/benefits up just 1.2%, what's blocking further productivity gains Jim Vena promised?

Refreshed when UNP files a new report · last from 2026-02-06