Latest revenue
$26.5M
as of 2026-03-31
Latest net income
$6.0M
as of 2026-03-31
Net margin
22.6%
as of 2026-03-31
Price · 5Y
Live market
delayed ≤15 min- Market cap
- $330.9M
- Enterprise value
- $330.9M
- P/E (trailing)
- 12.5×
- Forward P/E
- —
- P/B
- —
- Dividend yield
- 3.4%
- 52-wk high
- $18.88
- 52-wk low
- $12.69
- Beta
- —
- Shares out
- 18.1M
5-year trend
What this company does
Item 1. Business Forward-Looking Statements This Annual Report on Form 10-K may contain or incorporate by reference various forward-looking statements, which can be identified by the use of words such as “estimate,” “project,” “believe,” “intend,” “anticipate,” “plan,” “seek,” “expect” and similar expressions and verbs in the future tense. These forward-looking statements include, but are not limited to: • Statements of our goals, intentions and expectations; • Statements regarding our business plans, prospects, growth and operating strategies; • Statements regarding the quality of our loan and investment portfolio; • Estimates of our risks and future costs and benefits. These…
AI summary unavailable — showing raw filing excerpt
Generated from WSBF's filing dated 2026-02-26
Key risks
Item 1A. Risk Factors An investment in our securities is subject to risks inherent in our business and the industry in which we operate. Before making an investment decision, you should carefully consider the risks and uncertainties described below and all other information included in this report, as well as other reports we file with the SEC. The risks described below may adversely affect our business, financial condition and operating results. In addition to these risks and the other risks and uncertainties described in Item 1, “Business-Forward Looking Statements” and Item 7, “Management's Discussion and Analysis of Financial Condition and Results of Operations,” there may be additional…
AI summary unavailable — showing raw filing excerpt
Generated from WSBF's filing dated 2026-02-26
Profitability
Net margin
13.1%
42.1%Return on equity
7.6%
37.1%Return on assets
37.1%
59.7%Leverage
Debt / equity
-0.80×
15.3%Long-term debt / equity
1.18×
10.4%Debt / assets
-391.4%
75.1%Earnings tracker
| Quarter | Revenue | YoY | Net income | YoY | Net margin |
|---|---|---|---|---|---|
Q1 2026 2026-03-31 | $26.5M | +3.7% | $6.0M | +97.5% | 22.6% |
Q4 2025 2025-12-31 | $119.7M | -5.4% | $7.7M | +48.0% | 6.4% |
Q3 2025 2025-09-30 | $28.6M | +1.8% | $7.9M | +67.6% | 27.7% |
Q2 2025 2025-06-30 | $27.4M | +19.2% | $7.7M | +35.3% | 28.2% |
Q1 2025 2025-03-31 | $25.6M | +2.9% | $3.0M | -0.1% | 11.9% |
Q4 2024 2024-12-31 | $126.5M | — | $5.2M | — | 4.1% |
Q3 2024 2024-09-30 | $28.2M | +11.7% | $4.7M | +45.3% | 16.8% |
Q2 2024 2024-06-30 | $23.0M | -1.0% | $5.7M | +42.6% | 24.9% |
Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.
Industry trend
Savings Institution, Federally Chartered · SIC 6035
Your notes
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Insider activity
Insider buying
$0
Insider selling
$6.1M
Net activity
−$6.1M
Distinct insiders
5
Open-market trades over the last 365 days.
Recent transactions
Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.
Who owns WSBF
Institutional value
$79.8M
Total shares held
4.4M
Distinct holders
64
-45 vs prior
As of
2026-03-31
Prior: 2025-12-31
Filers with $100M+ AUM disclose holdings 45 days after quarter end.
Top institutional holders
| # | Manager | Shares | Value | QoQ change | Action |
|---|---|---|---|---|---|
| 1 | BlackRock, Inc. | 1.5M | $27.2M | -26.7K (-1.7%) | Trimmed |
| 2 | DIMENSIONAL FUND ADVISORS LP | 1.4M | $25.5M | -1.6K (-0.1%) | Trimmed |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | 700.2K | $12.6M | — | New |
| 4 | VANGUARD FIDUCIARY TRUST CO | 93.1K | $1.7M | — | New |
| 5 | VANGUARD PORTFOLIO MANAGEMENT LLC | 87.7K | $1.6M | — | New |
| 6 | Bank of New York Mellon Corp | 83.9K | $1.5M | -1.6K (-1.8%) | Trimmed |
| 7 | HSBC HOLDINGS PLC | 48.0K | $873.8K | -43.9K (-47.8%) | Trimmed |
| 8 | Connor, Clark & Lunn Investment Management Ltd. | 44.7K | $806.8K | -5.1K (-10.2%) | Trimmed |
| 9 | RITHOLTZ WEALTH MANAGEMENT | 43.6K | $787.0K | +22.0K (+101.7%) | Added |
| 10 | Nuveen, LLC | 43.6K | $786.6K | +335 (+0.8%) | Added |
| 11 | MARTINGALE ASSET MANAGEMENT L P | 38.2K | $689.4K | +18.8K (+96.9%) | Added |
| 12 | O'SHAUGHNESSY ASSET MANAGEMENT, LLC | 36.8K | $664.2K | +7.8K (+27.0%) | Added |
| 13 | STRS OHIO | 31.6K | $569.7K | -1.7K (-5.1%) | Trimmed |
| 14 | COMMONWEALTH EQUITY SERVICES, LLC | 23.4K | $422.6K | +0 (+0.0%) | No change |
| 15 | Mariner, LLC | 21.4K | $385.3K | +1.9K (+9.7%) | Added |
| 16 | JPMORGAN CHASE & CO | 21.1K | $383.3K | -20.5K (-49.4%) | Trimmed |
| 17 | Russell Investments Group, Ltd. | 19.9K | $359.5K | -4.8K (-19.3%) | Trimmed |
| 18 | RHUMBLINE ADVISERS | 19.1K | $344.7K | -1.5K (-7.3%) | Trimmed |
| 19 | Invesco Ltd. | 17.3K | $311.4K | -1.8K (-9.6%) | Trimmed |
| 20 | JANE STREET GROUP, LLC | 15.7K | $282.7K | -5.8K (-27.0%) | Trimmed |
Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.
Top questions investors are asking
Coming once WSBF's latest filing finishes processing.