Operative Builders · SIC 1531

PULTEGROUP INC/MI/

PHM

Watch

Latest revenue

$3.41B

as of 2026-03-31

Latest net income

$347.0M

as of 2026-03-31

Net margin

10.2%

as of 2026-03-31

Price · 5Y

+16.2% / yr 2.5 pts / yr vs S&P 500 111.5% total
Compare:

Live market

delayed ≤15 min
$116.43
0.11%
Market cap
$22.18B
Enterprise value
$22.19B
P/E (trailing)
10.0×
Forward P/E
P/B
1.71×
Dividend yield
0.8%
52-wk high
$144.50
52-wk low
$95.20
Beta
Shares out
190.5M

5-year trend

What this company does

AI

PulteGroup is one of the largest U.S. homebuilders, designing and selling single-family houses across multiple brands while also running a mortgage, title, and insurance arm. Roughly 97% of revenue comes from home closings, with the in-house Pulte Mortgage and title services contributing a smaller financial services stream. Q1 2026 home sale revenues fell 12% year-over-year to $3.31 billion and net income dropped 34% to $347 million, signaling clear demand softening even as the company keeps repurchasing shares aggressively.

Generated from PHM's filing dated 2026-02-04

Key risks

AI
  • Earnings deterioration: Q1 2026 net income fell 33% YoY to $347M; home sale revenues dropped 12% to $3.31B amid weakening demand.
  • Margin compression: Home sale gross margin narrowed to ~24.4% from 27.5% YoY, signaling pricing pressure and incentive use to move inventory.
  • Rising leverage and inventory build: Notes payable grew to $1.82B (from $1.63B) while house/land inventory rose to $13.3B despite slowing sales.

Generated from PHM's filing dated 2026-02-04

Profitability

Net margin

12.8%

25.4%

Return on equity

17.1%

32.8%

Return on assets

12.3%

30.8%

Leverage

Debt / equity

0.39×

9.8%

Long-term debt / equity

0.13×

5.9%

Debt / assets

28.1%

7.1%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$3.41B-12.4%$347.0M-33.6%10.2%

Q4 2025

2025-12-31

$4.61B-6.3%$501.6M-45.1%10.9%

Q3 2025

2025-09-30

$4.40B-1.6%$585.8M-16.1%13.3%

Q2 2025

2025-06-30

$4.40B-4.3%$608.5M-24.8%13.8%

Q1 2025

2025-03-31

$3.89B-1.4%$522.8M-21.1%13.4%

Q4 2024

2024-12-31

$4.92B$913.2M18.6%

Q3 2024

2024-09-30

$4.48B+11.8%$697.9M+9.3%15.6%

Q2 2024

2024-06-30

$4.60B+9.8%$809.1M+12.3%17.6%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Operative Builders · SIC 1531

No data yet for industry average

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Insider activity

Insider buying

$0

Insider selling

$28.4M

Net activity

−$28.4M

Distinct insiders

8

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-05-08

Lila Snyder

Director

Sale3,339$117.18$391.3K
2026-02-24

Kevin A Henry

EVP and Chief People Officer

Sale5,173$141.03$729.6K
2026-02-06

Todd N Sheldon

EVP, Gen Counsel, Corp Sec'y

Sale14,220$135.01$1.9M
2026-02-06

Matthew William Koart

Exec. VP & COO

Sale15,309$135.79$2.1M
2026-02-06

Brien P. O'Meara

Vice President & Controller

Sale4,000$135.51$542.0K
2026-02-05

Ryan Marshall

Chief Exec Officer, President

Sale111,250$133.86$14.9M
2026-02-05

Thomas J Folliard

Director

Sale37,000$134.04$5.0M

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns PHM

Institutional value

$12.16B

Total shares held

107.5M

Distinct holders

722

As of

2026-03-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.19.3M$2.26BNew
2FRANKLIN RESOURCES INC15.0M$1.76BNew
3VANGUARD CAPITAL MANAGEMENT LLC12.5M$1.47BNew
4VANGUARD PORTFOLIO MANAGEMENT LLC8.2M$961.9MNew
5GREENHAVEN ASSOCIATES INC5.5M$646.5MNew
6FIRST TRUST ADVISORS LP4.3M$507.4MNew
7DIMENSIONAL FUND ADVISORS LP3.1M$370.0MNew
8Invesco Ltd.2.4M$284.5MNew
9Bank of New York Mellon Corp1.5M$172.8MNew
10Legal & General Group Plc1.4M$170.1MNew
11DEUTSCHE BANK AG\1.4M$169.2MNew
12Nuveen, LLC1.4M$165.8MNew
13VANGUARD FIDUCIARY TRUST CO1.1M$127.1MNew
14UBS Group AG1.1M$125.8MNew
15Public Sector Pension Investment Board936.1K$110.1MNew
16HSBC HOLDINGS PLC706.8K$82.9MNew
17AustralianSuper Pty Ltd698.9K$82.2MNew
18NORDEA INVESTMENT MANAGEMENT AB689.2K$79.6MNew
19BNP PARIBAS FINANCIAL MARKETS579.1K$68.1MNew
20Swiss National Bank572.1K$67.3MNew

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

AI
  1. 1

    Home sale revenues fell 11.8% YoY to $3.31B while gross margin compressed—how much of this reflects permanent incentive/rate-buydown costs versus temporary mix?

  2. 2

    You issued $795M of debt while repaying $600M and buying back $308M in stock—why lever up rather than preserve dry powder amid weakening demand?

  3. 3

    Inventory grew $376M this quarter to $13.3B against falling revenue—what's your spec exposure and at what point do you take impairments?

Refreshed when PHM files a new report · last from 2026-02-04