Services-Consumer Credit Reporting, Collection Agencies · SIC 7320

TransUnion

TRU

Watch

Latest revenue

$1.25B

as of 2026-03-31

Latest net income

$397.1M

as of 2026-03-31

Net margin

31.9%

as of 2026-03-31

Price · 5Y

-7.5% / yr 21.3 pts / yr vs S&P 500 32.3% total
Compare:

Live market

delayed ≤15 min
$70.66
1.71%
Market cap
$13.62B
Enterprise value
$13.62B
P/E (trailing)
29.9×
Forward P/E
P/B
Dividend yield
0.5%
52-wk high
$99.39
52-wk low
$64.51
Beta
Shares out
192.8M

5-year trend

What this company does

AI

ITEM 1 BUSINESS Overview TransUnion is a leading global information and insights company that makes trust possible between businesses and consumers, helping people around the world access opportunities that can lead to a higher quality of life. That trust is built on TransUnion’s ability to deliver safe, innovative solutions with credibility and consistency. We call this Information for Good. We have built robust data and analytics assets for a large portion of the adult population in the markets we serve. We use our OneTru solution enablement platform to centralize data management, identity resolution and Artificial Intelligence (“AI”) powered analytics, enabling more persistent identity…

AI summary unavailable — showing raw filing excerpt

Generated from TRU's filing dated 2026-02-27

Key risks

AI

Table of Contents ITEM 1A. RISK FACTORS You should carefully consider the following risks as well as the other information included in this report, including “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and our financial statements and related notes. Any of the following risks could materially and adversely affect our business, financial condition or results of operations. However, the selected risks described below are not the only risks facing us. Additional risks and uncertainties not currently known to us or those we currently view to be immaterial may also materially and adversely affect our business, financial condition or results of…

AI summary unavailable — showing raw filing excerpt

Generated from TRU's filing dated 2026-02-27

Profitability

Operating margin

18.7%

17.6%

Net margin

10.0%

46.4%

Return on equity

10.3%

52.1%

Return on assets

4.1%

58.3%

Leverage

Debt / equity

1.50×

6.3%

Long-term debt / equity

1.11×

8.2%

Debt / assets

60.1%

2.5%

Earnings tracker

QuarterRevenueYoYNet incomeYoYNet margin

Q1 2026

2026-03-31

$1.25B+13.7%$397.1M+168.1%31.9%

Q4 2025

2025-12-31

$1.17B+13.0%$101.1M+52.5%8.6%

Q3 2025

2025-09-30

$1.17B+7.8%$96.6M+42.1%8.3%

Q2 2025

2025-06-30

$1.14B+9.5%$109.6M+28.9%9.6%

Q1 2025

2025-03-31

$1.10B+7.3%$148.1M+127.5%13.5%

Q4 2024

2024-12-31

$1.04B$66.3M6.4%

Q3 2024

2024-09-30

$1.08B+12.0%$68.0M+132.0%6.3%

Q2 2024

2024-06-30

$1.04B+7.5%$85.0M+57.7%8.2%

Year-over-year change vs the same fiscal quarter one year prior. Revenue + net income sourced from SEC 10-Q / 10-K filings — no analyst-consensus dependency.

Industry trend

Services-Consumer Credit Reporting, Collection Agencies · SIC 7320

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Insider activity

Insider buying

$0

Insider selling

$3.6M

Net activity

−$3.6M

Distinct insiders

5

Open-market trades over the last 365 days.

Recent transactions

DateInsiderTypeSharesPriceValue
2026-05-01

Todd C. Skinner

President, International

Sale500$71.93$36.0K
2026-05-01

Steven M Chaouki

President, US Markets

Sale5,000$71.93$359.6K
2026-04-21

Heather J Russell

EVP, Chief Legal Officer

Sale1,983$80.00$158.6K
2026-04-02

Steven M Chaouki

President, US Markets

Sale5,000$70.00$350.0K
2026-04-01

Todd C. Skinner

President, International

Sale500$69.20$34.6K
2026-03-06

Heather J Russell

EVP, Chief Legal Officer

Sale4,067$77.37$314.7K
2026-03-03

Jennifer A. Williams

SVP, Chief Accounting Officer

Sale1,679$80.00$134.3K
2026-03-02

Todd C. Skinner

President, International

Sale500$76.64$38.3K
2026-03-02

Steven M Chaouki

President, US Markets

Sale5,000$76.64$383.2K

Source: SEC Form 4 filings. Officers, directors, and 10%+ owners must disclose share transactions within two business days. RSU grants and tax-withholding rows are excluded by default — compensation activity is not a trading signal.

Who owns TRU

Institutional value

$5.68B

Total shares held

85.1M

Distinct holders

371

As of

2026-03-31

Filers with $100M+ AUM disclose holdings 45 days after quarter end.

Top institutional holders

#ManagerSharesValueQoQ changeAction
1BlackRock, Inc.18.8M$1.30BNew
2VANGUARD CAPITAL MANAGEMENT LLC8.6M$597.5MNew
3VANGUARD PORTFOLIO MANAGEMENT LLC8.3M$572.8MNew
4Invesco Ltd.4.1M$284.5MNew
5Ninety One UK Ltd3.5M$245.5MNew
6Vulcan Value Partners, LLC3.2M$221.9MNew
7WILLIAM BLAIR INVESTMENT MANAGEMENT, LLC2.9M$200.0MNew
8Capital International Investors2.8M$195.7MNew
9DIMENSIONAL FUND ADVISORS LP2.5M$172.8MNew
10JPMORGAN CHASE & CO1.7M$112.5MNew
11Bank of New York Mellon Corp1.5M$103.2MNew
12Pictet Asset Management Holding SA1.4M$99.9MNew
13Manning & Napier Advisors LLC1.3M$87.0MNew
14VANGUARD FIDUCIARY TRUST CO1.2M$82.6MNew
15UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC1.1M$78.7MNew
16UBS Group AG946.1K$65.5MNew
17PARNASSUS INVESTMENTS, LLC891.0K$61.6MNew
18Legal & General Group Plc816.5K$56.5MNew
19DEUTSCHE BANK AG\677.7K$46.9MNew
20Danica Pension, Livsforsikringsaktieselskab583.1K$40.3MNew

Source: SEC Form 13F-HR. Positions aggregated across sub-managers within each firm. Options (puts/calls) excluded — common stock only.

Top questions investors are asking

Coming once TRU's latest filing finishes processing.